NZ Business Connect Introduces Jujhar Singh Randhawa – An Inspiration For Community Contribution And Business

We are excited to introduce our newest member, Jujhar Singh Randhawa, whose remarkable career and unwavering dedication to community service make him an invaluable addition to NZ Business Connect.

Since arriving in New Zealand in 1998, Jujhar has shaped an impressive career path, beginning as a Refrigeration Engineer in the Waikato region. In 2000, he founded JSR Refrigeration and Air Conditioning from the modest beginnings of his garage. His entrepreneurial spirit and determination have transformed this venture into a thriving business. Concurrently, he serves as the CEO and Managing Director of three other companies in Waikato: Zephyr Pure Air Ventilation, JSR Management, and Hillcrest Spinal Centre.

Jujhar’s impressive educational background features a Diploma in Mechanical Engineering, NZCE in Mechanical Engineering, a Trade Certificate in Electrical Engineering, and certification as a Registered Assessor. His expertise spans many areas, including walk-in chillers, freezer rooms, domestic and commercial air-conditioning, heat recovery, and ventilation systems.

Beyond his achievements, Jujhar is a dedicated community leader. He has served in numerous governance roles, including co-founder and chairman of I AM HE(R) Charitable Trust, president of the Indian Cultural Society Waikato Inc., and assistant secretary of the New Zealand Central Indian Association. His commitment to social giving is evident through his involvement with the Multicultural Advisory Board for NZ Police in the Waikato, the Child Cancer Foundation, and his role as a Justice of the Peace.

Jujhar’s contributions have been recognised with numerous awards, including the Hamilton Civic Award (2023), the Indian NewsLink Community Award (2019), and the ANZ Migrant Support Award (2016).

Jujhar is actively involved in fostering entrepreneurship and business growth, as demonstrated by his role as the Founder of the Ethnic Business Network, an Advisory Board Member of NZ Business Connect, and an entrepreneurship coach. His leadership and strategic direction have significantly impacted the organisations he serves.

We are confident that Jujhar’s rich experience, deep knowledge, and strong community values will greatly benefit NZ Business Connect’s network and the wider Waikato region. We look forward to supporting his endeavours and the positive impact he will undoubtedly bring.

Contact JSR Refrigeration & Air Conditioning

0800 577 722

07 847 5557

Contact NZ Business Connect

027 458 7724

phillip@mediapa.co.nz

www.nzbusinessconnect.co.nz

Te Awamutu Graeme ‘Harvey’ Foote Business Advisor for Advantage Business

Graeme ‘Harvey’ Foote

Graeme (Harvey) Foote is a seasoned business advisor and change management specialist, renowned for his expertise in the print industry. His journey in business began at 24 when he purchased his first company. Full of enthusiasm but admittedly naïve, he quickly learned that business ownership is not only totally absorbing but can also be a lonely and sometimes difficult journey.

Through challenging yet transformative experiences, including navigating the Global Financial Crisis and enduring interest rates of over 20%, Graeme gained the knowledge and practical experience to succeed in a highly competitive business world under challenging economic conditions.

Career Highlights & Expertise:

  • Early Entrepreneurship: Graeme’s foray into business ownership at 24 taught him the multifaceted nature of running a company. His early start gave him a firsthand understanding of the challenges business owners face.
  • Industry Evolution: He has witnessed the shift from analogue to digital within the print industry, embracing high-risk scenarios that led to exciting and disruptive innovation.
  • Technology Implementation: A pivotal force in modernizing New Zealand’s print industry, Graeme oversaw the implementation of groundbreaking technology, enhancing productivity and minimising waste.
  • Team Dynamics Expert: With a passion for working with people, he excels at building and leading high-performing teams, ensuring that clear processes and structures are in place for business success.
  • Strategic Planning: Graeme thrives on analysing opportunities and asking, “what if?” to bring fresh perspectives to your business.

Why Work with Graeme?

Graeme offers invaluable business advice and strategy development tailored to your unique needs. As a seasoned mentor, with Advantage Business Advisors he provides insights into sales, financial planning, and growth for small and medium businesses alike. With a focus on robust systems and processes, he helps businesses build sustainable advantages.

His wisdom in leadership and trust-building can guide your team to excel, while his experience as an advisor ensures you receive the best possible help in achieving your goals.

“Working with people is one of the things I do best. High-performing teams working with clear processes and structures are vital to success in any business. Let me help your team become the best in what they do.”

Graeme looks forward to sharing his rich experience and business knowledge with you to identify areas of opportunity and help you achieve your goals. With Graeme’s guidance, your business can thrive, adapt, and succeed in today’s dynamic marketplace.

Contact Harvey (Graeme) Foote

1140 Paterangi Road

Te Awamutu 3883

021 288 9226

gfoote@advantagebusiness.co.nz

Advantage Business Advisers (Waikato)

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Cyber Security Awareness a Critical Concern

FOR IMMEDIATE RELEASE

10 July 2024        

Merge Communications CEO Paul Butterworth – Cybersecurity is a Daily Risk

Cybercriminals are no longer hacking in daily; they are logging in!

They are constantly finding new ways to navigate and socially engineer email accounts, companies’ infrastructure, phone accounts – all without technical expertise.

Today, all businesses are at risk of cyberattack, and that risk is constantly growing. Digital transformations are resulting in more sensitive and valuable data being moved onto online systems capable of exploitation, thus increasing the profitability of a successful breach.

Cybersecurity is a critical concern for CEOs. Merge Communications CEO Paul Butterworth says it is impacting not only data protection but also business continuity, trust, and overall organizational resilience.

Merge Communications Director, Paul Butterworth

“Furthermore, launching a cyberattack is becoming more accessible”.

The role of a CEO in cybersecurity is paramount, as the increasing prevalence of digital threats poses significant risks to organisational integrity and reputation. CEOs must recognize that cybersecurity is not merely an IT concern but a critical business issue that demands their attention and leadership.

CEO’s can significantly mitigate reputational risks and potential brand damage associated with cyber incidents.

CEOs must prioritize education and training initiatives to ensure that all employees, from entry-level staff to senior executives, understand the importance of cybersecurity and their role in maintaining it. This includes emphasizing the security of mobile devices, which increasingly pose a business risk due to their ubiquity and potential vulnerabilities.

To address these challenges, Merge Communications provide innovative solutions such as the emergence of Samsung Knox offering comprehensive security measures for businesses.

CEOs should consider implementing such cutting-edge technologies to bolster their organization’s cybersecurity posture and protect sensitive information across all devices and networks. They must recognize the potential for reputational risk and brand damage that can result from inadequate mobile device security.

Daily changes are showing a ‘disturbing trend’ towards Spyware – the user is oblivious to their phones being hacked.

“Mobile phones are not seen in the same light as laptops. They are easier to exploit, making businesses vulnerable and at risk of losing valuable data, said Merge Communications CEO Paul Butterworth.

To mitigate these risks, businesses should prioritize education and training programs that focus on cybersecurity best practices. By empowering employees and businesses with knowledge and tools to protect sensitive information, companies can significantly reduce their vulnerability to cyber threats.

“High profile Government organisations are currently considering Samsung Knox as their preferred trusted product.”

End.

For more information, please visit www.mergecom.co.nz or contact

0800 77 55 33

info@merge.nz

https://www.mergecom.co.nz

AI Seminar Hosted by NZ Business Connect: A Transformative Networking Event Sponsored by iCLAW | Hamilton

A large turnout of Waikato business owners from diverse industries gathered for the NZ Business Connect event in Hamilton last week with the topic being artificial intelligence.

Sponsored by iCLAW and hosted at their premises in Hamilton, the seminar left business owners in no doubt that they need to at least be aware of artificial intelligence and the impact it can have on all aspects of life in the future.

The function’s guest speaker was Professor Albert Bifet, an expert in AI and data science from the University Of Waikato, and Owen Culliney Partner of iCLAW.  

left to right: Richard Briggs, iCLAW Chief Executive, Professor Albert Bifet, NZ Business Connect Founder Phillip Quay and iCLAW Partner Owen Culliney

Setting the Stage for AI Innovation

The seminar commenced  with an introduction by the MC for the evening, Richard Briggs, Chief Executive at iCLAW.

Phillip Quay, founder of NZ Business Connect, then took the stage to emphasise the seminar’s aim to bridge the gap between technological advancement and legal preparedness, setting the scene for an eye-opening forum.

Professor Albert Bifet: Understanding the Risks and Benefits of AI

Professor Albert Bifet, a globally recognised authority in artificial intelligence, delivered the first keynote address. He began by explaining the fundamentals of AI, discussing what AI is, how it functions, and the mechanics behind ChatGPT.

“There are many ways to talk about AI, but I’d really like to talk about data- driven intelligence. Basically, everything is based on data, so if we don’t have data, we don’t have intelligence,” Professor Bifet said.

Professor Bifet elaborated on how AI can improve efficiency, enhance products and encourage innovation. He highlighted the concept of a “virtual cycle” where better products attract more users, generating more data and leading to even better products. By presenting real-world examples. He demonstrated how businesses could leverage AI to enhance efficiency, make data-driven decisions and create innovative products and services.

Additionally, Professor Bifet addressed the ethical considerations of AI, stressing the need for transparency, fairness, and accountability in AI systems. He underlined the importance of developing AI technologies that are not only advanced but also ethically sound and beneficial to society as a whole.

Owen Culliney: Navigating the Legal Landscape

Following Professor Bifet’s inspiring presentation, Owen Culliney took the stage to provide a legal perspective on AI. Culliney’s presentation focused on the impact of AI on the legal profession and all businesses. He covered three main topics: how the legal industry has adapted to AI, the legal aspects of AI, and ownership of AI-generated material.

Mr Culliney emphasised the significant opportunities AI presents to the law profession, despite initial resistance to technological change. He discussed how iCLAW has implemented AI tools, with strict guidelines to protect client confidentiality. Regarding the ownership of AI-generated material, Culliney noted that New Zealand’s approach allows the person who inputs the prompt into the AI system to own the generated work. He acknowledged that this area of law is still evolving and will likely be tested and refined in the future.

Photo Credit: Maruchel Snyman, shootographyza

A Dynamic Q&A Session

The seminar concluded with a dynamic Q&A session, where attendees engaged directly with the speakers. Questions ranged from the practical implementation of AI in small businesses to the ethical dilemmas posed by autonomous systems. Both Professor Bifet and Mr Culliney provided insightful answers, offering practical advice and thoughtful perspectives.

Networking and Future Collaborations

As the event drew to a close, attendees mingled and networked, discussing potential collaborations and sharing their experiences. The seminar not only provided valuable knowledge but also fostered a sense of community among professionals passionate about AI and its implications.

Business Card Draw

The winner of the business card draw was IP Strategist, Kate Wilson. She won a ‘Meet Thy Neighbour’ $500 voucher to spend locally.

Conclusion

The NZ Business Connect AI Seminar, sponsored by iCLAW, was a resounding success. It equipped attendees with a deeper understanding of AI technologies and the legal frameworks necessary to navigate this rapidly evolving field. With keynote speeches from Professor Albert Bifet and Owen Culliney, the event underscored the critical interplay between technological innovation and legal compliance, paving the way for a future where businesses can harness the full potential of AI responsibly and ethically.

Contact NZ Business Connect

027 458 7724

info@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Contact iCLAW | Hamilton

(07) 929 4300

https://iclaw.com

It is Dangerously Easy to Hack the World’s Phones: How to get protected! By New Zealand’s Merge Communications

Experts have warned for years that a crucial technology at the center of global communications is dangerously exposed. Recent evidence shows this technology has been used to spy on individuals both globally and in New Zealand. Merge Communications with Samsung Knox provides a robust solution to help protect against these threats.

Kevin Briggs, an official at America’s Cybersecurity and Infrastructure Security Agency, reported numerous incidents of unauthorised attempts to steal location data, monitor voice and text messages, and deliver spyware. This technology, known as Signalling System 7 (SS7) and its newer counterpart, Diameter, were developed decades ago for call management but are now widely exploited due to security weaknesses.

SS7 has been exploited for various malicious activities, such as spying on political figures and intercepting SMS authentication codes to steal money. More recently, hackers have eavesdropped on dissidents and stolen sensitive data for commercial gain through SS7 anomalies, further exposing the level of threat.

While some mobile operators are phasing out SS7, the protocol remains prevalent globally, including in New Zealand, where operators still use it for international roaming. Merge Communications with Samsung Knox offers a level of protection for mobile devices, providing enhanced security measures against these vulnerabilities. Samsung Knox is a multi-layered security platform, offering protection for mobile devices against a wide range of cyber threats. It creates containers and safe areas to protect data, significantly reducing the chances of successful attacks.

Users can protect themselves to some extent with end-to-end encrypted apps like WhatsApp, Signal, or iMessage, though these can also be compromised by sophisticated spyware. In some cases, devices can be infected without the user even realising it. The threat is real and pervasive; agencies worldwide have been equipped with advanced spyware by a network of surveillance suppliers.

To mitigate these risks, New Zealand’s telecom operators are continually enhancing network security, updating software, and conducting regular penetration tests. Merge Communications, through Samsung Knox, is leading the charge against spyware on mobile devices. Although no mobile device management (MDM) solution can fully prevent a cyber-attack, Samsung Knox reduces the likelihood of such attacks and can safeguard critical data.

Spyware and similar surveillance software frequently targets high-value individuals, but will start extending into the wider population, and the implications for privacy and security are profound and affect everyone in society.

It is imperative to address these vulnerabilities to ensure a safer communication network for all, providing peace of mind in an increasingly interconnected world. With the right measures, we can significantly reduce these threats and protect our communications infrastructure. Remember, the device you have may already be infected without your knowledge, making it crucial to implement robust security solutions like Samsung Knox.

Disclaimer: Samsung has developed a security solution called Knox that is built into their mobile devices. Data that you store in Knox is protected by military-grade encryption. For more details please visit: https://www.samsungknox.com/en/knox-platform/knox-certifications.

May vary between operating systems and devices.

Contact Merge Communications

info@merge.nz

0800 77 55 33

www.mergecom.co.nz

Contact Media PA

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz 

Reference1: https://citizenlab.ca/2023/10/finding-you-teleco-vulnerabilities-for-location-disclosure/

Reference2: https://www.newshub.co.nz/home/lifestyle/2024/06/iphone-android-users-warned-of-dangerous-zero-click-attacks-here-s-a-simple-method-to-protect-yourself.html

Reference3: https://www.economist.com/science-and-technology/2024/05/17/it-is-dangerously-easy-to-hack-the-worlds-phones

Merge Communications, Wellington: Key Reasons Why Hackers Target Mobile Devices and How to Stop Them

In today’s digital era, mobile devices have become an integral part of daily life, offering convenience and connectivity. However, this increased reliance on mobile technology has also made these devices prime targets for hackers. Merge Communications of Wellington highlights the importance of safeguarding mobile devices from potential threats. Here’s why hackers focus on mobile devices and how they can be protected.

Why Hackers Target Mobile Devices

  • High Value of Data: Mobile devices store a wealth of personal and business data, including emails, contacts, financial information, and sensitive documents.
  • Vulnerable Applications: Many mobile apps do not follow stringent security protocols, making them susceptible to attacks. Hackers exploit vulnerabilities in apps to gain access to devices and the data stored on them.
  • Inadequate Security Measures: Often, users do not implement robust security measures on their mobile devices. Weak passwords, lack of encryption, and infrequent updates create easy entry points for hackers.
  • Prevalence of Phishing Attacks: Mobile devices are frequently used for communication, making them prime targets for phishing attacks.
  • Unsecured Wi-Fi Networks: Public Wi-Fi networks are convenient but often lack proper security. Hackers can intercept data transmitted over these networks, gaining access to personal and business information.

CERT NZ’s recent report highlights a 66% increase in financial losses due to cybercrime in the first quarter of 2023, reflecting the significant impact of these threats on individuals and businesses in New Zealand. Phishing and credential harvesting remain the most reported incident categories, accounting for a substantial portion of the 1,968 incidents responded to by CERT NZ in this period (CERTNZ).

How to Protect Mobile Devices

Use Samsung Knox: The foremost step in protecting mobile devices is using Samsung Knox, a defence-grade mobile security solution provided by Merge Communications. Samsung Knox offers multi-layered protection, ensuring that your data remains secure against sophisticated threats.

    • Strong Passwords and Biometrics: Ensure that mobile devices are secured with strong, unique passwords or biometric authentication methods such as fingerprint or facial recognition.
    • Regular Updates: Keep the device’s operating system and applications updated to patch security vulnerabilities. Enable automatic updates where possible to ensure you are protected against the latest threats.
    • App Permissions: Review the permissions requested by apps before installing them. Avoid granting unnecessary permissions that could compromise device security.
    • Public Wi-Fi Caution: Avoid conducting sensitive transactions, such as online banking, over public Wi-Fi networks. Use a virtual private network (VPN) for a more secure connection.

    Merge Communications is committed to helping individuals and businesses protect their mobile devices. By understanding why hackers target mobile devices and implementing Samsung Knox, it is possible to safeguard data and maintain digital security in New Zealand.

    Get in touch with Merge Communications today to learn what they can do for you!

    Contact Merge Communications

    info@merge.nz

    0800 77 55 33

    www.mergecom.co.nz

    Contact Phillip Quay

    phillip@mediapa.co.nz

    027 458 7724

    www.mediapa.co.nz

    How to Implement Effective Mobile Security in Your Business: A Step-by-Step Guide with Merge Communications, New Zealand

    As mobile devices become integral to business operations, securing them is paramount. Implementing effective mobile security requires a strategic approach, addressing various vulnerabilities and ensuring robust protection against cyber threats. Here’s a step-by-step guide from Merge Communications, your ‘go to’ company for effective mobile security solutions.

    1. Assess Your Current Security Posture

    Start by evaluating the existing security measures for your mobile devices. Identify any gaps or weaknesses in your current setup. This assessment should include an inventory of all mobile devices in use, their operating systems, and any security software currently installed.

    2. Develop a Comprehensive Mobile Security Policy

    Create a detailed mobile security policy outlining acceptable use, security protocols, and the responsibilities of employees. This policy should cover aspects such as password requirements, encryption standards, and guidelines for accessing corporate data remotely.

    3. Implement Mobile Device Management (MDM) Solutions

    Deploy an MDM solution to manage and secure all mobile devices within your organisation. MDM tools enable you to enforce security policies, remotely wipe data from lost or stolen devices, and monitor device compliance. Choose an MDM solution that fits the size and needs of your business.

    4. Ensure Regular Software Updates and Patches

    Keep all mobile operating systems and applications up-to-date with the latest security patches. Regular updates are crucial in protecting against known vulnerabilities and new cyber threats.

    5. Educate Employees on Mobile Security Best Practices

    Conduct training sessions to educate employees about mobile security risks and best practices. Emphasise the importance of recognising phishing attempts, using strong passwords, and avoiding public Wi-Fi networks for accessing sensitive information.

    6. Implement Multi-Factor Authentication (MFA)

    Require multi-factor authentication for accessing corporate resources. MFA adds an extra layer of security by combining something the user knows (password) with something they have (security token or mobile device).

    7. Encrypt Sensitive Data

    Ensure all sensitive data stored on mobile devices is encrypted. Encryption protects data from unauthorised access, even if the device is compromised.

    8. Regularly Review and Update Security Measures

    Mobile security is an ongoing process. Regularly review and update your security measures to address emerging threats and incorporate new technologies.

    By following these steps, your business can establish a robust mobile security framework. Merge Communications emphasises that proactive security measures are essential to protect valuable data and ensure smooth operations. Implementing these practices can significantly reduce the risk of cyber attacks, keeping your business secure and competitive in the digital age.

    Get in touch with Merge Communications today to learn what they can do for you!

    Contact Merge Communications

    info@merge.nz

    0800 77 55 33

    www.mergecom.co.nz

    Contact Media PA

    027 458 7724

    phillip@mediapa.co.nz

    www.mediapa.co.nz

    Mobile Devices – An Under-Recognised Business Risk: Merge Communications Spotlights the Neglected Frontier of Mobile Device Security

    Press Release

    Merge Communications 28-5-24

    Did you know that there are 5.9 million mobile phone connections in New Zealand?

    While most New Zealand businesses take laptop and traditional IT hardware cyber protection seriously, mobile devices tend to be overlooked. A significant number of business mobile phones and tablets in New Zealand are not equipped with sufficient cybersecurity measures, leaving businesses vulnerable to cyber-attacks and exploitation.

    Recognising the growing need for business mobile phone and tablet protection, Wellington’s Merge Communications presents Samsung Knox as protection against mobile device digital attacks. As leaders in Mobile Device Management (MDM) solutions, they reinforce the importance of robust mobile device digital defence for businesses.

    Mobile Phones: The Overlooked Risk in Business Security

    The disparity in security measures between laptops/desktops and smartphones is stark. Many businesses, equipped with advanced security systems and tools for traditional computing devices, unwittingly leave a gaping vulnerability with mobile phones. This oversight leaves the door wide open to an array of threats, placing corporate data in jeopardy.

    Motivating Businesses Toward Proactive Cybersecurity Measures

    Some businesses might have delayed implementing protection for mobile devices, mistakenly thinking it to be either challenging or costly. However, the technology has advanced significantly, and there are now tools available to safeguard your mobile devices that are both simple to use and affordable.

    Applying modern cybersecurity tools to your mobile devices provides robust security measures against a variety of cyber threats:

    • Phishing, where hackers deceive individuals into revealing sensitive information through seemingly legitimate messages or emails,
    • Malware, with malicious software installed on the device to steal data or monitor activities without the user’s knowledge,
    • Spyware, a specific type of malware, clandestinely observes the user’s actions and collects personal information,
    • SIM swapping attacks involve hackers transferring a victim’s phone number to a SIM card in their possession, enabling them to intercept messages and bypass security protocols,
    • Lastly, network spoofing, where hackers create fake Wi-Fi networks to lure users into connecting, allows them to easily capture any data transmitted over the network.

    A Cautionary Tale of Complacency

    A single successful cyber-attack on a mobile device that results in data loss for a business or organisation could result in a breach of the New Zealand Privacy Act 2020, under which fines start at $10,000 per instance and have been known to be as high as $150,000.  This is without counting the brand damage caused and any other costs incurred to recover from the data breach.

    Presenting Samsung Knox: An Innovative Solution for a Global Issue

    Samsung Knox is an all-encompassing mobile security solution, endorsed by Merge Communications, which is designed to fortify businesses against the multifaceted mobile device cyber threats faced today. It is versatile, supporting anywhere from 20 to over 1000 connections within a company, proving it’s suitable not only for large corporates but for smaller enterprises as well. “Samsung Knox is a game-changer in the way we approach mobile security,” asserts Paul Butterworth, Managing Director of Merge Communications. “It’s about elevating our defence mechanisms, ensuring our business systems are fortified against the range of cybersecurity threats.”

    Corporate Cabs, acclaimed as a “Superbrand” for two consecutive years, has chosen Samsung Knox for its mobile device management needs. Mobile phones and tablets are crucial in Corporate Cabs’ operations, requiring top-notch security, reliability, and maintenance. Samsung Knox delivers a leading-edge solution, enabling Corporate Cabs to easily manage, secure, and customise devices through a user-friendly cloud portal.

    Crafting a Comprehensive Approach to Mobile Device Security

    Adopting an effective mobile device security stance involves more than just technical solutions; it demands a strategic approach to mobile device security. With Samsung Knox, businesses can secure their mobile environments comprehensively, addressing everything from active device management to the secure disposal and data sanitisation of obsolete devices.

    About Merge Communications

    At the forefront of mobile cybersecurity, Merge Communications specialises in crafting solutions that tackle the digital age’s challenges head-on. With a focus on Mobile Device Management (MDM) and pioneering technologies like Samsung Knox, Merge Communications is dedicated to empowering businesses with the knowledge and tools needed for secure and efficient operations in today’s interconnected world.

    End.

    For more information, please visit www.mergecom.co.nz or contact:

     0800 77 55 33

    info@merge.nz

    Ensuring Adequate Home and Commercial Insurance Cover: Insights from Wayne Cooney, Insurance Broker

    A home is often one of the biggest assets a person can have. Therefore, it is crucial not to risk being underinsured. Insurance broker Wayne Cooney believes that ensuring the correct level of home insurance is vital, even during challenging times. For those with a mortgage, the bank will want to know that the insured value is valid in the current market.

    The mentality of “it will never happen to me” regarding business, home, contents, or car cover is not a winning attitude. The frequent call-outs by the fire service across New Zealand attest to this. Using a contents calculator to check current cover levels can be an eye-opener, revealing potential shortfalls in coverage.

    The Cordell Calculator provides a realistic estimate of rebuilding costs in the current market. It is important to factor in expenses like debris removal and professional fees. If these are not included in the insurance cover, homeowners may end up paying out of pocket.

    Commercial insurance is not immune either. Regular reviews of cover levels by a broker are essential. Risk reports can be provided for various industries, offering real insights into potential exposures. If a business owner has never seen one for their industry, now is the time to do so.

    Changes in turnover, directors, or staffing numbers can impact liabilities and business interruption covers. It is essential that insurance brokers or providers are informed of these changes. A proactive broker should regularly check these details with their clients.

    New risks are always emerging, and cyber cover, for example, is becoming increasingly important for businesses in New Zealand. What was not considered an exposure 20 years ago may now be front and centre. It is crucial to ensure that insurance cover evolves with these changing risks to protect valuable assets.

    Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

    Contact Wayne Cooney

    Cooney.wayne@gmail.com

    021 347 640

    www.waynecooneyinsurancebroker.co.nz

    facebook.com/waynecooneyinsurancebroker

    Contact Phillip Quay

    Phillip@mediapa.co.nz

    027 458 7724

    www.nzbusinessconnect.co.nz

    John Kane and Dylan Pehi from XP Electrical: Providing Versatile Electrical Solutions

    John Kane and Dylan Pehi embarked on a journey in 2019 to establish XP Electrical, driven by a shared vision of offering unparalleled services with a personal touch. They have a solid foundation in residential, commercial, and industrial electrical work. With having a combined 35 years of local and international experience in the electrical industry, spanning both hands on work and project management roles, John and Dylan bring a wealth of knowledge to every project. From routine tasks to complex projects, their expertise ensures they’re well equipped to handle any electrical challenge.

    Dylan and John, XP Electrical

    Beyond their professional lives, they share a love for renovation projects, sports, and the joys of family life. John and Dylans mutual interests and experiences, coupled with the inspiration drawn from their young families, fuel the success and dedication they bring to their business endeavours.

    XP Electrical focuses on residential property work, industrial solutions including pump stations and factory installations, commercial property projects such as shop fit-outs, and comprehensive property maintenance services. Additionally, their expertise extends to conducting thorough electrical inspections and ensuring safety and compliance across various premises.

    Accessibility, impeccable workmanship, and a stellar team are XP Electricals’ three core principals. Both John and Dylan remain readily available to address client needs, fostering strong relationships built on trust and reliability. With a team comprising individuals like Dylan, adept in fostering business relationships, and Mitchell, a technical expert with a penchant for problem-solving, XP Electrical boasts a diverse skill set crucial for delivering top-notch service.

    What sets XP Electrical apart is their unwavering commitment to excellence and client satisfaction. From their can-do attitude to their direct involvement in every project, John and his team exude professionalism and competence. Their track record of successful projects, including major upgrades for esteemed clients like the Hauraki District Council, speaks volumes about their capabilities.

    Looking ahead, XP Electrical envisions expanding their footprint across the Waikato Region, cementing their reputation as a go-to provider for electrical solutions. Through strategic partnerships with organizations like Refresh Renovations Hamilton and Proflow Plumbing, they aim to enhance their reach and impact within the community.

    Connect with XP Electrical through their website or follow them on Instagram and Facebook. With XP Electrical, rest assured, your electrical needs are in safe, reliable hands.

    Contact XP Electrical

    027 9735 321

    admin@xpelectrical.co.nz

    Contact Phillip Quay

    027 458 7724

    phillip@nzbusinessconnect.co.nz

    www.nzbusinessconnect.co.nz