Ensuring Adequate Home and Commercial Insurance Cover: Insights from Wayne Cooney, Insurance Broker

A home is often one of the biggest assets a person can have. Therefore, it is crucial not to risk being underinsured. Insurance broker Wayne Cooney believes that ensuring the correct level of home insurance is vital, even during challenging times. For those with a mortgage, the bank will want to know that the insured value is valid in the current market.

The mentality of “it will never happen to me” regarding business, home, contents, or car cover is not a winning attitude. The frequent call-outs by the fire service across New Zealand attest to this. Using a contents calculator to check current cover levels can be an eye-opener, revealing potential shortfalls in coverage.

The Cordell Calculator provides a realistic estimate of rebuilding costs in the current market. It is important to factor in expenses like debris removal and professional fees. If these are not included in the insurance cover, homeowners may end up paying out of pocket.

Commercial insurance is not immune either. Regular reviews of cover levels by a broker are essential. Risk reports can be provided for various industries, offering real insights into potential exposures. If a business owner has never seen one for their industry, now is the time to do so.

Changes in turnover, directors, or staffing numbers can impact liabilities and business interruption covers. It is essential that insurance brokers or providers are informed of these changes. A proactive broker should regularly check these details with their clients.

New risks are always emerging, and cyber cover, for example, is becoming increasingly important for businesses in New Zealand. What was not considered an exposure 20 years ago may now be front and centre. It is crucial to ensure that insurance cover evolves with these changing risks to protect valuable assets.

Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

John Kane and Dylan Pehi from XP Electrical: Providing Versatile Electrical Solutions

John Kane and Dylan Pehi embarked on a journey in 2019 to establish XP Electrical, driven by a shared vision of offering unparalleled services with a personal touch. They have a solid foundation in residential, commercial, and industrial electrical work. With having a combined 35 years of local and international experience in the electrical industry, spanning both hands on work and project management roles, John and Dylan bring a wealth of knowledge to every project. From routine tasks to complex projects, their expertise ensures they’re well equipped to handle any electrical challenge.

Dylan and John, XP Electrical

Beyond their professional lives, they share a love for renovation projects, sports, and the joys of family life. John and Dylans mutual interests and experiences, coupled with the inspiration drawn from their young families, fuel the success and dedication they bring to their business endeavours.

XP Electrical focuses on residential property work, industrial solutions including pump stations and factory installations, commercial property projects such as shop fit-outs, and comprehensive property maintenance services. Additionally, their expertise extends to conducting thorough electrical inspections and ensuring safety and compliance across various premises.

Accessibility, impeccable workmanship, and a stellar team are XP Electricals’ three core principals. Both John and Dylan remain readily available to address client needs, fostering strong relationships built on trust and reliability. With a team comprising individuals like Dylan, adept in fostering business relationships, and Mitchell, a technical expert with a penchant for problem-solving, XP Electrical boasts a diverse skill set crucial for delivering top-notch service.

What sets XP Electrical apart is their unwavering commitment to excellence and client satisfaction. From their can-do attitude to their direct involvement in every project, John and his team exude professionalism and competence. Their track record of successful projects, including major upgrades for esteemed clients like the Hauraki District Council, speaks volumes about their capabilities.

Looking ahead, XP Electrical envisions expanding their footprint across the Waikato Region, cementing their reputation as a go-to provider for electrical solutions. Through strategic partnerships with organizations like Refresh Renovations Hamilton and Proflow Plumbing, they aim to enhance their reach and impact within the community.

Connect with XP Electrical through their website or follow them on Instagram and Facebook. With XP Electrical, rest assured, your electrical needs are in safe, reliable hands.

Contact XP Electrical

027 9735 321

admin@xpelectrical.co.nz

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

iCLAW | The Mount Lawyers Sebastian Bucher: Providing Expert Legal Assistance for Families and Beyond

Founded in 1999, iClaw – The Mount Lawyers, now known as iCLAW | The Mount Lawyers following its merger with iCLAW in 2022, has been a steadfast presence in the legal landscape. Committed to client service, integrity, and delivering quality legal advice, the firm’s journey has been shaped by a dedication to providing a relaxed, friendly environment where clients feel supported. Specialising in general practice they offer a diverse range of services including property, business, and trust law, alongside estate planning and management.

Sebastian (Seb) Bucher

Their expertise extends to family trusts, wills, enduring powers of attorney, and estate administration, catering to the varied needs of their clientele. They focus on serving wealthy families and individuals, also assisting those entering the property market, small to mediumsized businesses, and clients in need of legal advice and assistance. Their services cater to a broad spectrum of legal needs, ensuring accessibility to all.

Sebastian (Seb) Bucher brings a diverse legal background, having practiced law in various locations including his hometown of Taupo, overseas in Belfast, Northern Ireland, and Auckland before settling in Tauranga. His experience spans a broad spectrum of legal areas, with a particular focus on property law, business sales, trusts, and asset planning.

Seb’s expertise lies in “all things property,” making him a go-to resource for clients navigating complex transactions such as business sales and acquisitions, commercial leases, and subdivision processes. His proficiency extends to estate planning matters, including Wills and Enduring Powers of Attorney, ensuring comprehensive support for clients in safeguarding their assets. Known for his quick grasp of legal issues and practical, no-nonsense approach, Seb brings a vibrant and fresh outlook to his practice. Clients appreciate his ability to simplify complex matters and guide them through the legal process with clarity and efficiency.

Seb’s interests revolve around sports, both as a participant and spectator, reflecting his active and dynamic approach to life. Sebastian supports the SPCA, advocating against animal cruelty and promoting animal welfare.

For expert legal assistance, turn to Sebastian Bucher and the team at iCLAW | The Mount Lawyers. Connect with them on LinkedIn for updates and insightful articles covering a range of legal topics.

Contact Sebastian Bucher

seb@iclaw.com

07 575 4091

 0276374621

https://iclaw.com

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Cyber Cover: Essential Protection for Today’s Digital Business Landscape – Wayne Cooney, New Zealand Insurance Broker

In the rapidly evolving digital age, the threat of cyber breaches is more prevalent than ever, compelling businesses to reconsider their cyber security strategies. Insurance broker Wayne Cooney underscores the critical necessity of cyber cover—an insurance product specifically designed to mitigate the risks associated with online activities and data management.

The importance of cyber cover cannot be overstated. As businesses increasingly rely on digital platforms, from cloud-based services to comprehensive IT infrastructures, the volume of sensitive information stored online escalates. This transformation heightens the risk of cyber threats, which have become a common occurrence across industries. A ‘yeah right’ attitude towards these threats can severely jeopardise a company’s operational integrity and reputation.

The ramifications of a cyber incident extend far beyond the immediate disruption of business operations. They encompass a spectrum of financial burdens including, but not limited to, the costs of investigations, recovery measures, and potential ransoms. These expenses can accumulate rapidly, posing a significant financial strain. Cyber cover serves not only as a shield against these costs but also facilitates a quicker recovery, ensuring minimal operational downtime.

Moreover, the mere process of considering cyber cover can be immensely beneficial. It often reveals existing vulnerabilities within a company’s cyber security protocols, allowing for timely enhancements. This proactive approach is crucial, as the effectiveness of a company’s security measures and controls are integral to maintaining a robust business framework.

  Inadequate protections not only invite cyber threats but can also tarnish a company’s reputation, potentially leading to loss of customer trust and business.

In conclusion, as Wayne Cooney emphasises, cyber cover is not just an insurance product but a vital component of a modern business strategy. It reflects a company’s commitment to safeguarding its assets, data, and, importantly, its reputation. As businesses continue to navigate the complexities of the digital world, investing in cyber cover is not just advisable—it is imperative.

 Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

 Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

 Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

Navigating Business: The Entrepreneurial Journey of Harvey (Graeme) Foote

After selling his first business, Harvey (Graeme) Foote joined Advantage Business Advisors, where his role transcended from being a business owner to a beacon of guidance for others. At Advantage Business Advisors, Harvey dedicates his expertise to helping business owners navigate through their problems and achieve the success they’ve dreamt of. His approach is holistic, focusing on key areas such as People, Finance, Systems, Growth, and Succession, ensuring a well-rounded strategy for success.

Harvey (Graeme) Foote

Targeting SMEs across various sectors, Harvey’s mission is to bridge the gap between the dream of business ownership and the often harsh reality of managing one. He recognises that many business owners embark on their journeys with grand aspirations—be it the desire for flexible working hours, the pursuit of wealth, or the aim to contribute positively to their communities. Yet, the reality of business can be starkly different, with many finding themselves entangled in a web of challenges.

Harvey’s work is pivotal in rekindling the original dreams of business owners. By assisting them in navigating challenges and seizing opportunities, he enables them to transform their businesses into the ventures they always envisioned. His approach is not just about business development; it’s about realising personal and professional dreams.

Outside of his professional life, Harvey is passionate about fishing, golf, and travel—interests that not only provide him with a much-needed respite from the business world but also reflect his appreciation for life’s finer, simpler pleasures.

Though new to networking groups, Harvey’s journey and contributions make him an invaluable member of any business community. His story is a testament to the power of resilience, the importance of mentorship, and the impact of giving back, both in business and in life.

Contact Harvey (Graeme) Foote

021 288 9226

gfoote@advantagebusiness.co.nz

Advantage Business Advisers (Waikato)

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Felipe Rapucci: Pioneering Authenticity in Tattoos and Digital Connectivity

Felipe Rapucci

In 2014, Felipe Rapucci established Good Honest Tattoos with a definitive aim: to offer exceptional tattoos and permanent make-up at straightforward prices, while also fostering outstanding customer interactions. The name of the business itself reflects Felipe’s commitment to honesty, quality, and the positive impact his work aims to have on both individuals and the broader community. Specialising in bespoke tattoos, digital art, permanent make-up, and entertainment, Good Honest Tattoos stands out for its dedication to creativity, quality, and a personalised service, ensuring each piece of art is as unique as its wearer.

Throughout his 25 years of tattooing and listening to all types of customers he has come up with solutions for everyday problems through app technology and product creation. Beyond tattooing, Rapucci’s innovative spirit led to the creation of the Walk-ins Available app in 2022, designed to revolutionise how small to medium businesses connect with customers through a seamless digital platform.

The studio extends a warm invitation to individuals aged 18 and over, who are in search of distinctive and imaginative tattoos and permanent make-up solutions. Felipe takes pride in being an exceptional listener with a creative mindset, focusing on addressing simple yet commonly overlooked problems, thus making life easier for his clients.

The Walk-ins Available app provides businesses and service providers with a platform for direct customer interaction. This app facilitates visibility, booking, and product sales, all within a user-friendly interface that integrates aspects of Google Search, Google Maps, Instagram, and traditional booking systems into a single, innovative solution.

His dedication to progress, evolution, and awareness underscores a forward-thinking approach.

Balancing projects, family life, and business has been both rewarding and challenging for Felipe, encapsulating his passion and love for his craft. Navigating the journey hasn’t been without its challenges, from balancing self-employment with family commitments to overcoming the hurdles associated with being a tattoo artist from abroad. The burgeoning competition within Hamilton, where the number of tattoo parlours has risen significantly, underscores the resilience and commitment required to stay ahead in the industry.

Felipe’s interests in the arts, sports, technology, and family life blend harmoniously with his professional ethos. His approach to social giving extends beyond mere financial contributions, focusing on creating systems and ideas that facilitate community growth and individual empowerment. He is passionate about supporting rehabilitation programmes for young offenders, recovery initiatives for individuals struggling with addiction, and environmental sustainability efforts.

Having experienced the benefits of networking groups, especially Business Connect, Felipe is eager to continue fostering connections with like-minded individuals, aiming to create a better future for our planet and its inhabitants. Under Felipe Rapucci’s guidance, Good Honest Tattoos is more than just a tattoo studio; it’s a beacon of creativity, honesty, and social responsibility, striving to make a lasting impact on both an individual and community level.

Contact Felipe at Good Honest Tattoos

feliperapucci@gmail.com

www.goodhonesttattoos.com

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Adam Brady: Manor Realty Pioneering a New Era in Property Management

Since its inception in November 2022, Manor Realty has been at the forefront of revolutionising the property management and real estate industry. Head Property Manager Adam Brady appreciates that the company utilises a blend of modern technology and innovative content creation to transform how property management services are delivered. Manor Realty was founded on the principle of bringing a fresh perspective to the real estate market, focusing on efficiency, communication, and maximizing value for property owners and investors.

Adam Brady

The company ensures customer satisfaction with its boutique service model, which focuses on managing smaller portfolios. This approach ensures that every client receives personalised, efficient, and highly communicative service, reflecting Adam’s vision of tailored property management solutions that meet the unique needs of each client.

Manor Realty’s services are designed to appeal to a wide range of clients, from owners of one or more investment properties to those looking to invest in rental properties with the aid of Manor Realty’s free rent appraisal services. The company also caters to property owners overwhelmed by the demands of self-management, individuals relocating abroad but choosing to keep their property as a rental, and clients who are dissatisfied with their current property management services.

Central to Manor Realty’s ethos are key messages of time freedom, legislative compliance, and financial maximisation. Adam and his team empower property owners to reclaim their time for personal passions, ensure their investments are safeguarded against legislative changes, and enhance returns and property value through strategic management.

Adam’s personal interests, such as football, social events, travel, and hiking, mirror his professional philosophy of community engagement and personal well-being. This philosophy extends to his dedication to social responsibility, supporting organisations like Pathway and Send A Little Smile, reflecting a commitment to community welfare.

With Adam Brady’s leadership as Head Property Manager, Manor Realty is not just managing properties but is enhancing the property management and investment experience, setting new benchmarks in the industry with its focus on personalisation, efficiency, and client value maximisation.

Contact Adam Brady

adam@manorrealty.co.nz

0223857715

https://manorrealty.co.nz/adams-profile

Contact Phillip Quay

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Tyren Mulder and the Digital Defence

In the era of pervasive cyber threats, where data breaches can be catastrophic for businesses, Tyren Mulder has emerged as a sentinel of digital safety. His venture, inaugurated in 2023, sprang from over a decade entrenched in IT’s front lines, where he witnessed first-hand the devastation that cyberattacks and unexpected disasters can inflict on ill-prepared businesses. This direct exposure kindled a fervour for data security and ensuring operational continuity, shaping his mission to safeguard businesses against the omnipresent digital menaces.

Tyren Mulder

Tyren’s business delivers a comprehensive array of services engineered to shield businesses from the multitude of cyber threats they face daily. From sophisticated threat detection and prevention to automated software updates, professional email solutions, backup and disaster recovery plans, remote support, and intricate data security systems, his offerings are meticulously designed to ensure businesses remain secure and functional, no matter the adversity they face.

Targeting primarily new and small businesses, Tyren recognises the significance of setting a robust digital security foundation from the start. His services are especially advantageous for companies lacking a dedicated IT department, those at an increased risk of cyber threats, organisations handling sensitive data, and any business seeking to secure its digital assets against unauthorised access or loss.

Tyren’s distinctive approach is marked by a profound comprehension of the digital terrain, alongside an acknowledgment of his own strengths and weaknesses. By drawing on a network of industry specialists, he guarantees that each solution is finely tuned to meet the bespoke needs of his clients. This tailored approach, combined with his commitment to local operations, distinguishes him in a saturated market.

Driven by the philosophy of Ikigai, which underscores finding one’s niche in the world through self-discovery, Tyren’s ethos not only shapes his business approach but also his long-term objectives. With ambitions to establish his company as a leading IT security provider in Waikato and to expand his team across the North Island, Tyren is charting a course to redefine digital security, offering businesses a sense of security in an increasingly volatile digital realm.

Contact Tyren Mulder

+64278022583

tyren@techresq.co.nz

https://techresq.co.nz/

https://www.facebook.com/profile.php?id=100092709715188

Contact Phillip Quay

027 458 7724 phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Jared Newing: Leading Proflow Plumbing into Excellence

Jared Newing, the driving force behind Proflow Plumbing, has turned a passion for plumbing into a thriving business. Established in June/July 2021, Proflow Plumbing has quickly become a trusted name in residential plumbing services, catering to homeowners, builders, and property managers alike.

Jared Newing

Jared’s journey into plumbing stemmed from a deep-seated passion for the trade and a commitment to delivering exceptional results to every customer. With nearly three years of experience under his belt, Jared saw a gap in the market for a plumbing service that not only fixed issues but also prioritised trust, reliability, and customer satisfaction.

Proflow Plumbing specialises in a range of domestic plumbing services, including maintenance, renovations, and upgrades. Their target markets include homeowners, builders, and property managers, with a focus on providing high-quality service tailored to each client’s needs.

What sets Proflow Plumbing apart is their attention to detail and commitment to customer satisfaction. “I would say it’s the consistency of doing the small things, it’s the 1% that is often missed”. Jared believes in going the extra mile, whether it’s ensuring a clean workspace or maintaining open communication throughout the project. This dedication has earned Proflow Plumbing glowing reviews and a loyal customer base.

In addition to their core plumbing services, Proflow Plumbing has branched out with “LeakPro,” a sister company specialising in non-invasive leak detection. This expansion demonstrates Proflow Plumbing’s commitment to innovation and staying ahead of the curve in the industry.

Looking ahead, Jared’s vision for Proflow Plumbing includes building an efficient team of specialists capable of handling diverse plumbing challenges. He aims to continue fostering trust and reliability within the community while expanding the business’s reach through strategic partnerships and effective marketing.

With a focus on integrity, honesty, and authenticity, Proflow Plumbing is not just a plumbing service but a trusted partner for all residential plumbing needs. Jared Newing’s passion for excellence continues to drive Proflow Plumbing towards greater heights of success in the years to come.

For more information and to connect with Proflow Plumbing, visit their website at www.proflowplumb.co.nz or reach out via phone at 0277667887. You can also follow them on Facebook and Instagram @proflowplumbnz.

Contact Jared Today:

027 766 7887

jared@proflowplumb.co.nz

www.proflowplumb.co.nz

Contact Phillip Quay:

027 458 7724

phillip@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz