1093 Tairua Whitianga Road A Versatile 48-hectare Farm located in the Picturesque Whenuakite For Sale

FOR SALE 1093 Tairua Whitianga Road, Whenuakite, Whitianga 3591

The property in question is a rural grazing property spanning an area of 48 hectares. It is nestled in the picturesque rural area of Whenuakite, on the Thames Coromandel eastern coast. Previously, it operated as a dairy farm with all the necessary supporting buildings. However, it has more recently been used for cattle pasturing, with the potential for much more.

The Hot Water Beach and the town of Hahei are a 10-minute drive away and the Cathedral Cove car park is a 14-minute drive. Whenuakite school is a mere few hundred metres down the road.

The main dwelling on the property is a substantial weatherboard house in average condition. Additionally, there is a second dwelling, an unused cowshed, a large implement shed, and other standard rural lifestyle improvements. With a bit of TLC, the dwellings could be evolved to the new owner’s preferences.

With flat to undulating terrain split into 38 paddocks suitable for dry stock and dairying. The farm has a very good soil type which is classified as Allophanic (the parent material is volcanic ash). The soil is a silt loam with good drainage characteristics and there are no barriers for root growth to at least 2 meters for most of the farm. There are 40 hectares that can be used for horticulture, such as kiwifruit and avocados, as shown on the neighbouring properties. It has natural shelter, and the annual rainfall is usually 1900 mm. There is a stream running through the property that does not dry up and the water source to the property is from a gravity-fed natural spring in the bush. How can it get any more Kiwi than that?!

The property encompasses sprawling acres, where lush green meadows meet gently rolling hills and dense forests. From the moment you set foot on this ground, you’re greeted by a sense of tranquillity. The pristine natural surroundings serve as a constant reminder of the immense power and beauty of New Zealand.

1093 Tairua Whitianga Road is a place where dreams come alive, where nature and community intertwine. Explore the landscape and embrace the energy that permeates every corner.

Video and Photo credit to Dwight Dawson

Link to a video and photos of the property:

Dwelling 1:

Bedrooms: 4

Bathroom: 1 Combined bath/shower/toilet, 1 Separate Toilet,

Floor area: 164 sqm approx.

Dwelling 2:

Bedrooms: 3

Linkedin Page: https://www.linkedin.com/company/1093tairuawhitiangaroad/?viewAsMember=true

Facebook Page: https://www.facebook.com/1093TairuaWhitiangaRoad

Instagram Page: https://www.instagram.com/1093tairuawhitiangaroad/

Contact Phillip Quay

Email: Phillip@mediapa.co.nz

Mobile: 027 458 7724

www.nzbusinessconnect.co.nz

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Devonport 7 Day Pharmacy is Excited about Pharmacies Providing Nationwide Health Consultations for Free

Devonport 7 Day Pharmacy is welcoming the announcement that this Winter, pharmacies are providing Health Consultations and treatments for a range of common conditions.
For eligible patients, this service can be FREE.

The conditions covered are: 

– Acute diarrhea/vomiting/ dehydration 

– Bacterial eye infections 

– Eye inflammation 

– Pain/fever 

– Scabies/ Head lice 

– Eczema/ Dermatitis 

– Minor skin infections. 

Devonport 7 Day Pharmacy owner Nancy Nasef says, “It is really important to me to feel like I am serving the community, that I am there for my community.”

“Call in and make a time to see us for trusted advice to help you to manage your condition. We can provide treatment options including medicine.  If your condition needs further support, we can recommend the best place for you to go for your condition.” – says Nancy 

“We can safely and efficiently dispense a wide range of medicines, including prescription and non-prescription treatments for most common ailments and medical conditions.”

Who is eligible to receive this FREE service?

The FREE Winter Health Consultations are available for:

  • All Māori and Pacific people.
  • All Children under 14 years of age, or Whānau members of a child with similar symptoms*
  • All Community Service Card (CSC) holders

*For example, if the pharmacist gives your child medicine for scabies and you, or your brothers and systems also have symptoms, they may give advice and medicine to all of you.

The service runs from Monday 12 June to Saturday 30 September 2023.

If you don’t meet the FREE eligibility criteria, one of our pharmacists will be able to provide you with advice about your health condition, appropriate treatment options and let you know whether you should also see your doctor or another healthcare provider.

“You and your family’s health and well-being is at the centre of everything we do. We care that the people in our local community can trust our team of friendly, local professionals to provide advice and solutions to help them live happily and live well.”

“If you did need more advice or wanted to talk to someone, I want people to understand that they can come in and talk to a very highly qualified professional about anything.” –says Nancy.

Contact Devonport 7 Day Pharmacy

09 445 4000

www.devonport7daypharmacy.co.nz 

www.facebook.com/247pharmacy.co.nz

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

Mike’s Bistro Bringing Topnotch Cuisine and Craft Beer to the People of New Plymouth

Located in the vibrant city of New Plymouth and established in 2018, Mike’s Bistro has become a beloved destination for food lovers and beer enthusiasts alike. Since its establishment, Mike’s Bistro has stood out for its commitment to providing an unforgettable dining experience.

One of the defining aspects of Mike’s Bistro is the hands-on involvement of the owners. They can be found on the floor, working side by side with the staff and interacting with customers on a daily basis. This level of dedication and personal involvement sets the tone for the entire establishment, creating an atmosphere of warmth and genuine hospitality. They also go the extra mile by personally tasting and serving the meals and drinks to ensure quality is always maintained.

Mike’s Bistro has implemented an electronic tablet menu and ordering system for an easier experience. This allows patrons to explore the extensive menu, providing them with detailed information about each dish and beer offering. Additionally, the ordering system gives customers more control over their dining experience, ensuring their preferences are met. They are also involved with Bartecard for even easier collaboration.

With the largest selection of quality Craft Beer on tap in New Plymouth, and delectable food such as Seafood Chowder, Scotch Fillet Steak, Ferdinand & Friends Burger, Katsu Chicken Rice Bowl, Calamari, and Hakka Chilli Chicken entrée’ to name a few. Teamed with genuine hospitality has earned Mike’s Bistro a loyal following. Visitors are not just customers; they become part of a community that shares a passion for great beer and memorable experiences. This atmosphere makes Mike’s Bistro a standout destination in New Plymouth’s bustling culinary scene.

Mike’s Bistro is more than just a place to enjoy a great meal and exceptional beer. It is a testament to the dedication and passion of its owners, who work tirelessly to create an environment that leaves a lasting impression on every visitor. So, whether you’re a beer enthusiast, a food lover, or simply someone seeking an extraordinary dining experience, a visit to Mike’s Bistro in New Plymouth is an absolute must.

Contact Mike’s Bistro

bistro@mikesbeer.co.nz

027 333 0215

facebook.com/mikesbistroNP

www.mikesbeer.co.nz

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

facebook.com/nzbusinessconnect

Your Go-To Waikato Insurance Broker Wayne Cooney Gets Cover for ALL                               

Small businesses in industries such as cafes/restaurants, hair salons/barbershops, bakeries, Web Designers/IT, gyms etc can benefit from an insurance broker. Insurance brokers act as valuable partners to help business owners protect their investments and navigate the complexities of insurance.

1. Customized Insurance Solutions:

Insurance brokers understand the unique risks associated with each industry. They work with business owners to assess their specific needs. Brokers leverage their industry knowledge to identify risks and design insurance packages that adequately cover property damage, liability claims, professional indemnity, employee compensation, and more.

2. Time and Cost Savings:

Insurance brokers can help small business owners with insurance-related matters, by handling policy research, comparisons, and negotiations. They use their network and relationships with insurance providers to secure competitive rates and coverage options, saving time and potentially reducing insurance costs.

3. Risk Management and Loss Prevention:

Insurance brokers collaborate with business owners to identify potential risks and develop risk management strategies. By conducting comprehensive risk assessments, implementing safety protocols, and providing guidance on preventive measures, brokers help mitigate potential losses. This approach may minimize business disruptions and can also lead to reduced insurance premiums.

4. Claims Advocacy:

Many brokers give support around claims along with the brilliant claims team behind them. They can guide them through the claims process, ensuring prompt and fair settlements. They have knowledge of policy terms and conditions and negotiate on behalf of their clients, helping them focus on their business, not on the claim.

5. Ongoing Support and Expertise:

The insurance landscape evolves, and policies need to be reviewed and adjusted to align with changing business needs. Insurance brokers provide support by regularly reviewing policies, identifying coverage gaps, and suggesting modifications to ensure small business owners have up-to-date insurance coverage.


Small business owners should partner with an insurance broker to access tailored insurance solutions, manage risks, receive claims advocacy, and receive ongoing support. This helps them focus on their passion and growth while having a comprehensive insurance plan in place.

Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

facebook.com/nzbusinessconnect

Friends Café in Papamoa is the place “where friends meet eat and drink”

The new owners of the Friends Café, Ravi Singh and Priye Kumari Darshni, are not only passionate about food but also take immense pride in what they serve to their customers. Their journey began on July 6th, 2022 when their ideas and dreams morphed into the beloved café located in Papamoa. In the span of just eight months, they have tirelessly toiled to offer their patrons top-quality products, prepared from scratch and sourced locally. From regulars who drop by for their daily caffeine fix to first-time visitors exploring Papamoa and its sites, everyone is made to feel like a cherished friend.

One of the distinguishing features of Friends Café is its inclusivity. Recognizing the diverse dietary needs of their customers, the café warmly welcomes individuals with specific dietary requirements. Ravi and Priya have made it a point to cater to various dietary preferences, including gluten intolerance, keto, vegetarian, and other special diets.

To accommodate different occasions and events, Friends Café provides a range of menus for their catering services. Friends Café aims to expand its catering services, making it the go-to choice for anyone seeking outstanding, handcrafted food for their next event. How does it get any better than that?

The café proudly serves locally roasted Altura coffee beans, which perfectly complement their all-day Kiwi breakfast and brunch options available seven days a week. By ensuring consistency in their offerings, Ravi and Priya have remained steadfast in their belief that quality should never be compromised.

But what about the canines? Well, dogs are also welcome to share in the space that is Friends Café!

Friends Café in Papamoa is a testament to the passion and culinary skill of Ravi and Priya, who have turned their idea into a reality. With their unwavering commitment to providing exceptional food and fostering a sense of community, the duo has created a haven where delicious food and warm hospitality come together. Whether you’re a local or a visitor to Papamoa, a visit to Friends Café promises to be a delightful experience for the senses.

Contact Friends Café

website- friendscafepapamoa.co.nz

email- Friends26cafe@gmail.com

mobile no-0278354119

landline-075757288

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

facebook.com/nzbusinessconnect

New Zealand’s Independent Leading Expert In Soil Fertility, Hamilton-Based GordonRajendram, Discusses Reducing Agriculture Emissions Through Improved FarmingPractices

In Aotearoa, New Zealand, half of the gross emissions come from agriculture, which includes
the majority of nitrous oxide and biogenic methane emissions. 
Agriculture is a significant emitter, but reducing emissions will build the sector’s resilience.
To meet our 2050 target, it is crucial to decrease these emissions, specifically biogenic
methane emissions, by 24-47% by 2050.
One central approach to reducing emissions is through changes in significant polluters such
as the Tiwai smelter. This could involve transitioning from coal power to a different form of
gas.
The second approach is to release water vapour from the exhaust of hydrogen-powered cars
rather than a carbon molecule.
The 3 rd approach is to reduce carbon (methane, NO 2 and CO 2 ) from agriculture.

“As a scientist, I know we must do all these to reduce carbon emissions for a
sustainable future”.

Farmers, scientists, and entrepreneurs in New Zealand are skilled at finding innovative
solutions. Vaccinees are being worked on and testing trials are being conducted.
For example, they have discovered a way to reduce methane emissions by feeding cows a
certain type of seaweed (as much as 90% reduction) or biochar (15% methane reduction),
which also helps to bind nitrogen and reduce NO 2 emission from cow dung and prevent
nitrate leaching once the biochar gets to 10% of the soil volume.

“New Zealand signed up to the Paris Protocol – so we are heading in this direction
whether we agree or disagree”.


Livestock accounts for about 75% of agricultural emissions, primarily from biogenic methane.
Nitrous oxide from nitrogen fertiliser use accounts for about 3.9% of agricultural emissions.
Additionally, we have set separate targets for reducing biogenic methane emissions.
Specifically, we aim to decrease biogenic methane emissions by 10 per cent by 2030
compared to 2017 levels and by 24 to 47 per cent by 2050.
The agricultural industry significantly impacts the environment, accounting for a growing
portion of global greenhouse gas emissions.

Therefore, the sector must take action to limit the effects
of climate change.
There are various ways to decrease nitrous oxide emissions, such as:

  • improving fertiliser application and
  • opting for low-nitrogen crops. 

Reducing production intensity, even by a small amount, can positively impact the
environment while maintaining profitability. In addition, farmers can offset their greenhouse
gas emissions by planting trees.
Studies have shown that optimising food production by altering farming methods is vital to
decreasing emissions from agriculture. By utilising a range of established technologies and
practices currently in use, we could achieve up to 20% of the necessary emissions reduction
for the sector by 2050.

Steps to reduce emissions

  1. Know your farm’s greenhouse gas emissions.
    Most dairy farmers will receive their greenhouse gas information from their dairy company. In
    addition, Fonterra farmers will have received a report that includes an emissions profile to
    help identify emission sources. 
  2. Identify opportunities to reduce emissions and capture carbon.
    Many opportunities involve making simple changes to current farm management practices;
    others require a farm system analysis.

How can we improve the efficiency of pasture and crop production?

Reducing nitrogen loss and emissions are firmly connected. The focus is on lowering N-
surplus, decreasing imported/harvested feed and reducing methane.
Some tips for reducing N-surplus:

  • use less N-fertiliser and supplementary feed
  • make the most of homegrown pasture and crops
  • improve the timing and placement of N-fertiliser
  • ensure proper soil fertility, and
  • optimise pasture quality and production.

An effective way to reduce methane emissions is by regulating the feed given. Studies
indicate that there is a connection between methane production and feed consumption. 
This implies that the more feed given per hectare, the higher the methane emissions will be.

Research shows there is a direct link between feed intake and methane produced. For every
additional kg of total feed eaten per hectare, total methane emissions increase
proportionally.

“Feeding Biochar to Cows is an Innovative Solution for Improving Soil Fertility and
Farm Productivity”.

One of the issues of cattle farming is the urine patch, and high fertility, i.e. the loss of
nutrients in the ground.
“If you feed animals with carbon supplement such as biochar, you can reduce methane by
15 per cent and nitrous oxide by 50 per cent and reduce nitrate leaching”.
To conclude; by the start of 2025 ALL NZ farms must have a written plan to measure and
manage their emissions aligning with the Climate Change Response (Zero Carbon) Act.

Dr Gordon Rajendram is a New Zealand Independent Soil Scientist specialising in Soil Fertility, Agronomy & Farm Environmental Consultancy.

Gordon Rajendram
9 Kakanui Avenue, Hillcrest, Hamilton 3216
P: 021 466 077
E: rajendram@xtra.co.nz
Web site: https://gordonrajendramsoilscientist.co.nz/
‘ Bringing science to the farm.’

Phillip Quay
phillip@mediapa.co.nz
P: 0274 587 724
www.mediapa.co.nz
facebook.com/mediapa

Devonport 7-Day Pharmacy – Boosting Immunity This Winter

Flu viruses spread yearly, and new strains can develop, potentially causing worldwide pandemics.
The influenza season officially runs from May to September. Nobody is immune to the flu, and you
may not even contract the virus.
How do you get the flu?
The flu is a contagious viral infection. It is transmitted from person to person through infected droplets,
typically spread by sneezing and coughing.
The immune system is your body’s surveillance system and is one of the most complex systems in
your body.
How can you boost your immunity?
Although the flu vaccine is a crucial defence mechanism against the flu virus, it cannot completely
protect against illness.
You’ll be glad to know that there are simple and effective actions you can take daily to strengthen your
immune system.
To protect yourself, it is essential to avoid contact with anyone who may have been infected and to
steer clear of crowded places with poor ventilation. Additionally, frequent hand washing is crucial, and
avoid touching your eyes, nose, and mouth.
Good nutrition
Eat a balanced diet full of food high in antioxidants, such as fruit and vegetables.
Regular exercise
Maintaining your exercise routine is essential as it helps boost your immune system. In addition,
regular exercise is excellent for both your immune system and your mental health.
Get enough sleep
It is equally important to prioritise getting enough sleep to avoid catching the flu during winter.

Drink lots of water
Drink lots of water. Water helps to flush toxins from the body and keeps mucus in the respiratory tract
thin.
Manage your stress
Individuals can manage their stress, particularly in the long term, which could aid in combatting
germs.
Supplement support
Vitamins can help support the body’s immunity if you cannot get enough nutrients from food alone.
Conversely, lacking specific vitamins, like vitamin C and zinc, can weaken the immune system, so
getting the correct professional advice will help keep the flu at bay.
Devonport 7 Day Pharmacy is your community pharmacy in Devonport, North Shore.
They provide a welcoming, relaxed environment and a one-stop shop for all your pharmacy
requirements.
Chat with Nancy and the Devonport 7 Day Pharmacy team today to learn how you can strengthen
your immune system this winter.
Check out the link below to listen to Nancy Nasef, Pharmacist and Owner of Devonport 7 Day
Pharmacy, talk about her passion for community healthcare.


Devonport 7 Day Pharmacy
31A Bartley Terrace
Devonport
Auckland
https://www.devonport7daypharmacy.co.nz

Phillip Quay
phillip@mediapa.co.nz
P: 0274 587 724
www.mediapa.co.nz
facebook.com/mediapa

World’s Most Famous Cycle Trails

UK Correspondent: Peter Minkoff

Exploring the world’s cycle trails can be a unique and exciting experience, regardless of whether you are an avid cyclist or just enjoy leisurely rides. There is a trail out there for everyone, from the breathtaking vistas of New Zealand to the delectable wines and cuisine of Australia. With that in mind, here are some of the most well-known cycling routes in the world to check off your list:

Kaiaua to Thames Cycle Trail, New Zealand

The Kaiaua to Thames cycle track is a great example of the breathtaking natural beauty that is well-known throughout New Zealand. You will travel through some of the most beautiful terrain in New Zealand’s North Island on this 20-kilometer circuit. The track, which leaves from the little hamlet of Kaiaua, travels through wetlands, farming, and native vegetation as it follows the Firth of Thames. This track is ideal for cyclists of all skill levels because it receives little traffic and has gradual inclines. You can stop at cafés and restaurants along the way for refreshments and to take in the sights and sounds of the local birds.

The Riesling Trail, Clare Valley, Australia

In Australia’s Clare Valley, the Riesling Trail is a must-see if you enjoy wine, good food, and cycling. You pass through some of Australia’s most popular vineyards and wineries on this 35-kilometer circuit. You can stop along the way for tastings and to try some of the regional fare. This track is ideal for both experienced and novice cyclists because of its beautiful landscape and gentle inclines. So grab your top-notch bidon, hop on your bike, and discover the amazing trail. You can also take a side trip and explore some of the region’s quaint towns and villages or go to a museum to learn more about the region’s fascinating history.

The Danube Cycle Path, Europe

The Danube Cycle Path in Europe is a fantastic choice for a more relaxed cycling trip. From the Black Forest in Germany to the Black Sea in Romania, you can follow this 2,800-kilometer track. You can enjoy the Danube River’s breathtaking beauty, stop in at storied villages and cities, and savour delectable regional food while travelling. Cycling enthusiasts of all skill levels can use this track because of its largely flat terrain and clearly signposted route. Along the way, there are lots of castles and palaces to explore, boats to ride on the Danube, and spa treatments at a number of warm baths.

The Great Divide Mountain Bike Route, United States

The Great Divide Mountain Bike Route in the United States is the perfect cycling route for those seeking a hard trip. Starting in Canada, this 4,400-kilometer trail runs across the Rocky Mountains to the Mexican border. This trek is not for the faint of heart due to the high-altitude passes, rough terrain, and unpredictability of the weather. However, those up for the challenge will be rewarded with breathtaking views, uncommon encounters, and an unparalleled sense of accomplishment. This is an unforgettable journey because the trail passes through several little villages where you may relax, eat, and socialize with the locals.

The Otago Central Rail Trail, New Zealand

The Otago Central Rail Trail is another well-liked cycling route in New Zealand. The Central Otago region of New Zealand is the setting for this 152-kilometer trail. The route travels along the path of a former railway line, passing by historic places along the way as it travels from Clyde to Middlemarch. This trail is ideal for families and bikers of all skill levels because it has gradual inclines and is well-maintained. Along the way, you can make pit stops in the charming towns, eat food from the area, and visit art galleries and museums that highlight the history and culture of the area.

In conclusion, there is a cycling trail out there for everyone, whether you want a strenuous ride or a relaxing bike through beautiful landscape. Each trail offers a distinctive and thrilling experience, from the Kaiaua to Thames cycling route in New Zealand to the Great Divide Mountain Bike Route in the United States.

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz 

facebook.com/nzbusinessconnect

Social Media Trends for 2023: What’s on the Horizon for Businesses and Individuals?

UK Correspondent: Peter Minkoff

As we move towards the middle of 2023, social media is still developing and playing a big part in our daily lives. Social platforms provide a special opportunity to connect with your audience and foster meaningful connections, whether you are an individual, small business, or major corporation. In this post, we’ll examine a few of the social media trends that are expected to take over throughout the year.

The Rise of Niche Platforms

Niche platforms are expected to gain popularity in 2023, despite the continued dominance of major social networks like Facebook, Twitter, and Instagram. Over the past year, platforms like TikTok, Clubhouse, and Discord have already experienced tremendous growth, and this pattern is expected to continue. Niche platforms provide a special approach to interacting with particular audiences and present chances for firms to run more focused marketing efforts. Companies should be aware of these developments and think about how to use these platforms to effectively reach their target audience.

The Continued Growth of E-commerce

For years, social media platforms have been increasing their e-commerce capabilities, and this trend is expected to continue growing until the end of the year. We can anticipate seeing other social networks copy platforms like Instagram and Facebook, which already have retail functionality. More companies will likely use these platforms in 2023 to market directly to their audiences. To increase sales, brands should concentrate on providing a seamless user experience on their social media pages.

The Importance of Branding and Design

Design and branding will still be important components of social media marketing in 2023. Companies that can design a unified and visually appealing online presence will have a clear edge. Here, working with the best design agency can really make a difference. A talented design firm can assist brands in developing a compelling visual identity that connects with their target market and distinguishes them from rival brands. For the best-looking social media pages, businesses should spend money on expert branding and design services.

Increased Emphasis on Video

Although the popularity of video material has been rising for some time, 2023 is likely to see an increase in its prominence. We may expect to see more long-form video content on platforms like Facebook and Instagram, but short-form videos like TikToks, Reels, and YouTube Shorts will also remain popular. Throughout the year, brands that can use video content to tell compelling, real-world stories will have a big advantage. Brands must make the investment in producing top-notch video content if they want to stand out in the crowded digital space.

The Emergence of Augmented Reality

Several firms are already utilising augmented reality (AR) to provide engaging experiences for their customers, but in 2023, we may anticipate seeing this technology becoming more widely adopted. We can expect to see further social networks copy the integration of AR capabilities made by platforms like Snapchat and Instagram. Companies will be well-positioned to stand out this year if they can provide interesting and engaging AR experiences for their consumers. Companies should investigate how augmented reality (AR) may improve their social media marketing and provide audiences with memorable experiences.

The Importance of Authenticity and Transparency

Authenticity and transparency will continue to be essential components of social media marketing in 2023 as customers become more knowledgeable and discerning. Companies will have a distinct advantage if they can provide transparent, authentic content that connects with their audience. We may anticipate more companies opening out about their principles and ideas and offering behind-the-scenes looks at how they operate this year. Companies should prioritise connecting with consumers in a genuine way.

In conclusion, social media is still a quickly changing field, and it might be difficult to stay on top of the most recent advances. However, brands can set themselves up for success in 2023 by adhering to the trends indicated above.

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz 

facebook.com/nzbusinessconnect

Cambridge Insurance Broker Wayne Cooney’s Commercial Cover Advice

Disclaimer: This is just a ‘General Guide only’ and must not be deemed to be ‘Financial Advice’ in any form. Please Contact your Insurance Adviser for any appropriate financial advice accordingly.

What is Commercial Liability Cover?

If an incident occurs that relates to your company, Commercial Liability Cover can look after you. However, there are different types of Commercial Liability coverage.

Public Liability Insurance

Public Liability Insurance covers claims made by the public who have been affected by your product, services or issues relating to your company’s day-to-day activities. Generally, this covers costs for compensation payments for third-party injuries, repair/replacement costs for damaged property, medical treatment/ambulance, and legal expenses.

Product Liability Insurance

Product liability insurance protects against claims of injury caused by products from your company. This is an essential cover to have if you supply products to the public. It generally covers you for copyright infringement or defamation cases, and damage to property within the business space, employees and customers. Also, damage caused by software supplied by you, injury caused by equipment you supply, illness caused by items consumed that your company supplies and it can cover product that is exported overseas.

Statutory Liability Insurance

Statutory liability insurance protects all workers/owners/trustees etc, connected to your company from certain breaches of New Zealand Law. It provides you with legal assistance if required. It does not cover Health & Safety at Work Act fines (except for the reparations), employee contract claims, police prosecutions, IRD proceedings, criminal allegations or liability arising from deliberate acts of a damaging nature.

Employers’ Liability Insurance

This cover protects employers against claims made by their employees who have had an incident at work that they can’t get ACC cover for. It covers the costs associated with injury claims and defence of them. There is a range of personal claims that can occur, from stress-induced injury, mental health, and environmental damage ie damage from an unsafe work air space.

Professional Indemnity Insurance

Professional Indemnity Insurance helps companies that supply advice and specifications. The claims will be based on the fact that the advice given was unsatisfactory. This covers the compensation cost of the claim and defence costs.

My job as a Go-To-Adviser is to make sure My Clients are all well informed. You will receive appropriate Insurance Cover information during our discussions and in all relevant quotes, schedules and policy wordings provided to you, accordingly.

Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz facebook.com/nzbusinessconnect

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