Author: NZ Business Connect

For commercial building owners, navigating the complexities of insurance coverage is critical to safeguarding their assets and mitigating risks. Wayne Cooney, with his vast experience in the field, highlights several key areas of cover that property owners must consider to ensure comprehensive protection.

Property Cover: The Foundation of Your Security

At the heart of commercial insurance is property cover. It’s essential to have your building, including the equipment and assets within it, whether owned by you or your tenants, adequately insured. The real value of stock, furniture, and equipment can accumulate significantly, highlighting the necessity of a proper valuation. Cooney stresses the importance of conducting regular valuations to ensure that your cover is in line with the current value of your assets, thus avoiding the pitfalls of being underinsured.

Moreover, routine checks for fire hazards and the maintenance of electronic equipment are imperative. Given that fire is a common cause of loss, eliminating such risks is not only crucial for the safety of the building but also for the well-being of tenants, staff, and the public.

Broadening Your Safety Net with General and Statutory Liability

Beyond the building itself, general liability (GL) and statutory liability (SL) coverages are indispensable. These covers ensure you’re protected against claims of harm to persons or property within your premises. Adequate signage to warn of potential hazards, regular reviews of your GL coverage level, and understanding your obligations under various statutes, including the Health & Safety Act, RMA Act, and Privacy Act, are essential measures to mitigate potential liabilities.

Expanding Coverage to Meet All Risks

Cooney also advises on the importance of exploring insurance options such as Directors & Officers Liability, Business Interruption, Crime, Cyber, and Commercial Vehicle cover. These covers address a wider range of risks and scenarios that commercial building owners might face, providing a safety net that supports business continuity and protection against a spectrum of potential threats.

In summary, Wayne Cooney’s expertise sheds light on the critical areas of insurance coverage for commercial building owners. By taking a comprehensive approach to insurance, including regular assessments and broadening coverage, owners can safeguard their investments and navigate the complexities of property management with confidence.

Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

 Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

 Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

Soil Scientist Dr. Gordon Rajendram delves into the intricate interplay between soil structure and the vitality of the agricultural ecosystem, asserting that the essence of productive farming and environmental sustainability lies beneath our feet. The structure of soil, a complex arrangement of particles and spaces, is foundational for water retention, nutrient cycling, and the support of plant life. However, this delicate equilibrium faces threats from pollutants and suboptimal farming methods, leading to significant concerns for soil health, crop productivity, and ecological balance.

Highlighting the adverse effects of industrial pollutants, agricultural runoff, and the overuse of chemicals, Dr. Rajendram points out how “these elements severely disrupt the soil’s microbial community. Such disruption is hampering the decomposition of organic matter and the cycling of nutrients, elements crucial for maintaining soil structure and fertility.” The consequence of this disruption is a soil system that is less resilient, more prone to erosion, and increasingly ineffectual at supporting agricultural demands.

Moreover, Dr. Rajendram sheds light on how neglectful soil management practices—such as the excessive use of heavy machinery and inadequate replenishment of soil organic matter—contribute to soil compaction and diminished aeration. These conditions create a hostile environment for root growth and water infiltration, further straining the ability of plants to access essential nutrients and moisture, thereby impeding their growth and reducing yields.

In response to these challenges, Dr. Rajendram champions a shift towards more sustainable farming practices that honour and nurture the soil’s natural processes. He advocates for regular soil testing as a crucial diagnostic tool to identify contaminants and assess nutrient profiles, enabling the implementation of targeted interventions. Emphasising the reduction of chemical inputs, the enhancement of soil organic matter through practices like composting and mulching, and the adoption of conservation tillage, Dr. Rajendram proposes a holistic strategy aimed at revitalising soil structure and promoting resilience.

Incorporating eco-friendly products and adhering to sustainable soil management practices, according to Dr. Rajendram, are not merely actions to restore and protect soil health but are fundamental steps towards achieving broader environmental goals. These include preserving biodiverse ecosystems, improving the sequestration of carbon to combat climate change, and ensuring the longevity and productivity of agricultural lands for future generations.

Contact Dr Gordon Rajendram

021 466077

rajendram@xtra.co.nz

www.gordonrajendramsoilscientist.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

This past week, NZ Business Connect has been busy in Tauranga and Hamilton, blending the vibrancy of networking events with social giving and significant policy proposals presented by Hamilton Mayor Paula Southgate, from the Hamilton City Council, aimed at shaping the future of development in the city.

A Flourishing Network: NZ Business Connect Events

The NZ Business Connect community hosted two notable networking events that drew in a diverse group of participants, from seasoned business owners to potential new members eager to establish connections within the local business ecosystem.

The first event of the week was in Tauranga at Jack Dustys, on the 12th of March, and was a testament to the community’s enthusiasm for collaboration and growth. Featuring Dan Allen-Gordon from the Graeme Dingle Foundation, attendees were treated to insightful discussions on community impact, followed by an innovative round of speed networking. Despite minor system hiccups, the exercise was a hit, fostering a lively exchange of ideas and contacts under the adept MC-ing of Ricki Cotter.

“Our members come together not only to expand their business horizons but also to make a meaningful impact on the community. Through initiatives like supporting local charities such as the Graeme Dingle Foundation and the Waikato Women’s Refuge, we offer an approach to networking that enriches both our members and the wider community.” – Ricki Cotter, NZ Business Connect Tauranga Regional Manager

Building on this momentum, the second event on the 14th of March at The Bank in Hamilton saw an even larger turnout. The evening was enriched by the presence of Hamilton’s Mayor, Paula Southgate, who shared her insights on the city’s development, “I strongly encourage the community and our key stakeholders to share their views about what’s proposed.” Representatives from the Waikato Women’s Refuge came along to the event, highlighting the crucial support they offer to the community. Jay Randhawa, a noted figure in the networking and business sphere, captivated the audience with his perspective on the power of networking, setting the stage for another successful round of speed networking. The energy was palpable, with participants relishing the connections made and the conversations that continued long into the night.

“Our events are designed to inspire collaboration and growth, fostering a network where members support each other’s successes. This approach has not only helped our members thrive but has also built a vibrant community that values the power of connection.” – Phillip Quay, Founder of NZ Business Connect

Policy Innovations for a Sustainable Future

Amid the networking and community building in Hamilton, the City Council has proposed updates to its Development Contributions Policy to drive urban development and social housing. Key proposals include a 100% remission of DCs for developments on Māori land and papakāinga housing to support tangata whenua communities. The Council also plans to adjust DC remissions for central city and high-rise developments to boost the city centre’s vibrancy and density. Further adjustments to DC charges, community housing remission, and stormwater charges aim to bolster local businesses, increase social housing, and enhance environmental sustainability. The Council invites public feedback on these proposals until 21 April 2024, offering Hamilton’s community a chance to shape the city’s future.

“I recognise that the financial environment is also tricky for developers and don’t wish to deter their great work. However, it’s also important to note that growth costs not covered by DCs or external funding become a cost to the ratepayer. Our aim is to develop a DC Policy that’s fair to the development community, considers the wellbeing of residents, and balances the present and future costs of growth.” – Hamilton Mayor Paula Southgate 

A Unified Vision

The convergence of engaging networking events and proactive policy proposals epitomises Hamilton’s dynamic approach to growth and community engagement. Through fostering connections among its business community and seeking innovative solutions to development challenges, Hamilton is charting a course towards a more connected, sustainable, and vibrant future. NZ Business Connect is planning to broaden its own horizons by expanding to the Hawke’s Bay, Wellington, Taupo, and Rotorua in the future.

Contact NZ Business Connect

027 458 7724

info@nzbusinessconnect.co.nz

www.nzbusinessconnect.co.nz

Soil is the lifeblood of agriculture, a complex ecosystem that sustains plants, animals, and humans alike. At Profile Fertilisers, the focus is on maintaining the health of this vital resource, particularly its structure, which is susceptible to the adverse effects of toxins and neglect. Soil structure, the arrangement of the soil’s solid components and the spaces between them is critical for moisture retention, nutrient supply, and the proliferation of beneficial microorganisms. However, the introduction of synthetic substances and poor agricultural practices can severely impair these functions.

The use of harsh chemicals in farming practices can disrupt the delicate balance of the soil’s ecosystem, reducing biodiversity and altering its chemical balance. Dr. Rajendram points out how “these elements severely disrupt the soil’s microbial community. Such disruption is hampering the decomposition of organic matter and the cycling of nutrients, elements crucial for maintaining soil structure and fertility.”  This not only affects the soil’s ability to support plant life but also its structural integrity, leading to compaction, reduced porosity, and impaired drainage. Moreover, excessive ploughing and the lack of crop diversity can strip the soil of its organic matter, essential for maintaining soil structure.

Profile Fertilisers advocates for a balanced approach to soil management, emphasising the importance of eco-friendly fertilisers and soil conditioners that enhance the soil’s natural functions. By replenishing the soil with nutrients in a manner that mimics natural processes, it’s possible to repair and enhance soil structure. This approach not only supports plant health and productivity but also contributes to the sustainability of agricultural practices by improving soil resilience against erosion and degradation.

Implementing such practices is not just about preserving soil health; it’s about ensuring the long-term viability of farming, protecting natural resources, and supporting the ecosystem services upon which we all depend. Through education and the promotion of sustainable soil management techniques, Profile Fertilisers aims to lead the way in preserving the health of our most precious resource.

Contact Profile Fertilisers

Don Henderson: 021 643 698

donh@profilefert.co.nz

www.profilefert.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

New Zealand’s agricultural landscapes thrive on a delicate balance, where the health of the soil structure is a cornerstone of sustainable farming. Soil structure, the way in which soil particles are organised and cohere, is essential for water retention, root development, and nutrient exchange. However, Agraforum NZ, an advocate for eco-friendly agricultural practices, has raised concerns about how toxins and neglect can undermine this balance, with far-reaching consequences for both agriculture and the environment.

Toxins such as pesticides, herbicides, and heavy metals can significantly alter the biological and physical properties of the soil. These substances can compact soil, making it less porous and reducing its ability to retain water and support root growth. This not only inhibits plant development but also contributes to runoff, carrying pollutants to rivers and lakes, further harming the ecosystem. Dr. Rajendram points out how “these elements severely disrupt the soil’s microbial community. Such disruption is hampering the decomposition of organic matter and the cycling of nutrients, elements crucial for maintaining soil structure and fertility.”

Poor agricultural management practices exacerbate soil structure degradation. Over-tilling, inadequate crop rotation, and neglecting cover crops disrupt the soil’s natural architecture, leading to erosion, loss of topsoil, and diminished organic matter. This organic matter is crucial for soil structure as it binds soil particles into aggregates, improving aeration and moisture retention.

Agraforum NZ champions sustainable farming techniques to reverse the damage and protect soil structure. Practices like regular soil testing, reduced tillage, maintaining ground cover with crops or mulches, and using natural fertilisers help restore soil health. Implementing these strategies enhances the soil’s resilience, promoting a sustainable agricultural system that can feed the nation without compromising the earth’s resources.

By prioritising soil health through regenerative practices, Agraforum NZ believes that we can safeguard agricultural productivity and environmental sustainability for future generations, maintaining New Zealand’s position as a leader in eco-conscious farming.

Contact Agraforum

0274 485 159
allan@agraforum.co.nz

www.agraforum.co.nz

Contact Phillip Quay
phillip@mediapa.co.nz
0274 587 724
www.mediapa.co.nz

 

At Centennial House Taupo, your fishing adventure reaches new heights with exclusive guided fly fishing tours led by your host, John, an expert fly fisherman. Tailored to cater to enthusiasts of all skill levels, these bespoke tours offer an intimate and personalised fishing experience in some of New Zealand’s most prolific trout fishing rivers – the Waitahanui and Hinemaiaia.

Pictured above is a trout caught by John at Lake Otamangakau, a world-renowned trophy trout lake located between Turangi and National Park.

Available by prior arrangement, John’s guided trips are more than just a fishing outing; they are immersive experiences designed to enhance your skills and deepen your appreciation for fly fishing. Beginners will find John’s patient instruction invaluable as they learn the basics of fly fishing, from casting techniques to understanding river habitats. Intermediate and advanced anglers will benefit from John’s extensive knowledge of the local rivers, uncovering where the trout lie and discovering effective methods and flies that make for a successful catch in these renowned waters.

Just a short drive from Centennial House, the Waitahanui and Hinemaiaia Rivers offer stunning natural landscapes and are known for their abundant brown and rainbow trout populations. These rivers provide the perfect backdrop for a day of fishing, where John’s expertise and local insight can transform your experience from ordinary to extraordinary.

John’s guided tours emphasise not just the thrill of the catch but also the respect for the environment and the sport of fly fishing. It’s an opportunity to connect with nature, learn new skills, and enjoy the serenity of Taupo’s beautiful waterways.

At Centennial House Taupo, the commitment to providing experiences that forge lasting memories is paramount. John’s guided fly fishing tours epitomise this dedication to personalised service and a passion for sharing the natural splendour of Taupo with guests. Embark on an unforgettable angling adventure that merges luxury, education, and the great outdoors.

Make sure to book your spot on the Centennial House Taupo Website for a special treat!

Contact Centennial House:

021 912 743

info@centennialhousetaupo.co.nz

www.centennialhousetaupo.co.nz

www.facebook.com/Centennialhousetaupo

Contact Phillip Quay:

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

Nestled in the heart of Hamilton, Rua Resort offers an ideal starting point for guests eager to explore the diverse and picturesque walking trails this vibrant area boasts. Whether you’re a nature enthusiast, a history aficionado, or simply in search of a tranquil stroll, Hamilton’s varied landscapes and rich cultural background provide a scenic backdrop for all types of explorers. Here are seven must-visit walking destinations near Rua Resort, each offering its own unique experience.

1. Hamilton Gardens (Hamilton East): Merely minutes from Rua Resort, Hamilton Gardens is far from your typical botanical garden. It showcases a collection of themed gardens that narrate the stories of different civilisations and garden styles throughout history. The tranquil pathways winding through these meticulously designed gardens offer a peaceful retreat and a feast for the senses.

2. Lake Rotoroa (Hamilton Lake Domain) (Hamilton West): This natural lake features an easy 3.8-kilometre walkway that’s perfect for a leisurely stroll or a brisk morning jog. Circling the lake, the path provides stunning views and the chance to observe local birdlife, with boardwalk sections adding to the charm of this picturesque walk.

3. Waikato River Paths (Throughout Hamilton): Stretching over 10 kilometres, these paths offer scenic views along New Zealand’s longest river. The well-maintained trails cater to both walkers and cyclists, linking various attractions, parks, cafes, and historical landmarks along the way.

4. Taitua Arboretum (Western outskirts of Hamilton): A brief drive from Rua Resort, the Taitua Arboretum is a tranquil oasis boasting mature trees and scenic lakes. Its walking trails weave through open fields, woodlands, and waterside paths, providing a serene escape into nature.

5. Hakarimata Walkway (Ngaruawahia, north of Hamilton): For those seeking a more challenging trek, the Hakarimata Walkway features a famed staircase that ascends to a summit with breathtaking views over the Waikato basin. The vigorous climb rewards hikers with spectacular vistas, earning it a spot among the region’s beloved trails.

6. Waiwhakareke Natural Heritage Park (Northwest Hamilton): This park offers a glimpse into New Zealand’s native ecosystems through walking paths that traverse an ecological restoration area. Aimed at reverting the landscape to its pre-human state, the park features native forest, wetlands, and grasslands, making it a unique educational and recreational spot.

7. Bridal Veil Falls (Raglan, west of Hamilton): Situated a bit further from Hamilton, Bridal Veil Falls presents a magnificent walking experience to one of the country’s most beautiful waterfalls, which plunges 55 metres into a pool below. Various viewpoints along the track offer different perspectives of the falls and the lush surrounding forest.

Each destination around Hamilton, from the enchanting gardens and serene lake walks to vigorous trails and historical paths, offers unique experiences for walkers of all interests and fitness levels. Staying at Rua Resort places you in the perfect position to embark on these adventures, ensuring a memorable exploration of Hamilton’s natural beauty and charm.

Contact Rua Resort

(021) 617 003

(+64) 7 847 0407

ruaresort@gmail.com

https://www.ruaresort.com/

Contact Phillip Quay
phillip@mediapa.co.nz
0274 587 724
www.mediapa.co.nz

Soil health is paramount for sustainable agriculture, and one cannot overlook the significance of managing toxic minerals to safeguard crop quality and yield. Dr Gordon Rajendram, a renowned expert in soil science, sheds light on the intricate relationship between fertiliser and lime application and its effect on toxic minerals within the soil.

Fertilisers, primarily composed of nitrogen, phosphorus, and potassium, play a pivotal role in enhancing plant growth and productivity. However, their interaction with soil minerals can influence the bioavailability of potentially toxic elements, such as lead, arsenic, and cadmium. These elements can be naturally occurring or result from anthropogenic activities, posing significant risks to plant health and human consumption.

The application of lime, or calcium carbonate, is a traditional method used to amend acidic soils, raising the pH to a more neutral level. This adjustment is crucial as it directly impacts the solubility and hence, mobility of toxic minerals in the soil. At lower pH levels, certain toxic metals, like aluminium and manganese, become more soluble, increasing their availability to plants. By elevating the soil pH, lime reduces the solubility of these metals, consequently diminishing their uptake by plants.

Moreover, lime can induce a phenomenon known as “immobilisation” or “precipitation” of toxic metals, effectively reducing their bioavailability. For example, the application of lime can lead to the formation of phosphate minerals in soils treated with phosphorus-rich fertilisers, which can immobilise lead by converting it into less bioavailable forms.

However, the interaction between fertiliser, lime, and soil minerals is highly complex and depends on various factors including soil type, climate, and crop species. Excessive use of fertilisers can lead to the accumulation of certain toxic metals, highlighting the importance of balanced and informed application strategies.

Dr Rajendram emphasises that “managing soil health requires a holistic approach, considering both the benefits and potential risks associated with fertiliser and lime use. By understanding and applying scientific principles, farmers can mitigate the impact of toxic minerals, ensuring sustainable and safe agricultural practices.”

Contact Dr Gordon Rajendram

021 466077

rajendram@xtra.co.nz

www.gordonrajendramsoilscientist.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

In the quest for sustainable agriculture, maintaining the ecological balance of farm effluent ponds has emerged as a significant challenge. Agraforum NZ introduces Eco Flush, a groundbreaking solution designed to transform pond management practices. Eco Flush offers a comprehensive approach to creating healthier and cleaner ponds, ensuring the well-being of both the environment and livestock.

Eco Flush stands out for its remarkable ability to break down crusts and reduce solids in ponds, a common issue that hampers the effectiveness and hygiene of traditional pond systems. By addressing these problems, Eco Flush not only improves the health of the pond but also significantly diminishes the presence of harmful pathogens such as E. coli, Campylobacter, and Salmonella. This reduction in pathogens is crucial for preventing the spread of diseases and ensuring the safety of farm operations.

Moreover, one of the most notable benefits of Eco Flush is its ability to reduce the unpleasant odours typically associated with effluent ponds. This creates a more pleasant environment for farm workers and nearby residents, while also contributing to the overall health of the pond ecosystem.

For farmers, the application of Eco Flush is straightforward and efficient. Formulated for direct use from the container, the recommended dosage is 0.5ml of product per cow per day. For example, a farm with 500 cows would require 250ml, while one with 800 cows would need 400ml. This solution is mixed with 10L of water and poured over the yard prior to wash down, followed by the normal washing routine.

The indications for Eco Flush usage highlight its role in facilitating a more effective breakdown process. When effluent is treated with Eco Flush before being irrigated back onto the farm, it ensures that nitrates and phosphates are already metabolised. This pre-treatment helps the soil bacteria to work more efficiently, promoting better absorption by plants and reducing the discharge of pathogens onto pastures.

In summary, Eco Flush by Agraforum NZ represents a significant advancement in pond management solutions. Its ability to create healthier, cleaner ponds by breaking down crusts, reducing solids, mitigating harmful pathogens, and diminishing odours positions it as an essential tool for sustainable agriculture practices. Eco Flush ensures that effluent management is not only more effective but also more environmentally friendly, aligning with the goals of modern, responsible farming.

Contact Agraforum

Mobile: 0274 485 159
Email: allan@agraforum.co.nz

www.agraforum.co.nz

Contact Phillip Quay
phillip@mediapa.co.nz
P: 0274 587 724
www.mediapa.co.nz