Ensuring Adequate Home and Commercial Insurance Cover: Insights from Wayne Cooney, Insurance Broker

A home is often one of the biggest assets a person can have. Therefore, it is crucial not to risk being underinsured. Insurance broker Wayne Cooney believes that ensuring the correct level of home insurance is vital, even during challenging times. For those with a mortgage, the bank will want to know that the insured value is valid in the current market.

The mentality of “it will never happen to me” regarding business, home, contents, or car cover is not a winning attitude. The frequent call-outs by the fire service across New Zealand attest to this. Using a contents calculator to check current cover levels can be an eye-opener, revealing potential shortfalls in coverage.

The Cordell Calculator provides a realistic estimate of rebuilding costs in the current market. It is important to factor in expenses like debris removal and professional fees. If these are not included in the insurance cover, homeowners may end up paying out of pocket.

Commercial insurance is not immune either. Regular reviews of cover levels by a broker are essential. Risk reports can be provided for various industries, offering real insights into potential exposures. If a business owner has never seen one for their industry, now is the time to do so.

Changes in turnover, directors, or staffing numbers can impact liabilities and business interruption covers. It is essential that insurance brokers or providers are informed of these changes. A proactive broker should regularly check these details with their clients.

New risks are always emerging, and cyber cover, for example, is becoming increasingly important for businesses in New Zealand. What was not considered an exposure 20 years ago may now be front and centre. It is crucial to ensure that insurance cover evolves with these changing risks to protect valuable assets.

Is your insurance due for renewal? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

John Elliot: A Master Jeweller at Centennial House Taupo

Centennial House Taupo is pleased to feature the works of owner John Elliot, a skilled jeweller with a rich history in the craft. John’s journey began at Eton Jewellery in Hatton Garden, London, where he served his apprenticeship. During this time, he worked on various pieces, from simple diamond engagement rings and earrings to more significant creations, including a sapphire and diamond necklace for Princess Diana, commissioned by Garrard of London, the Queen’s jewellers.

After completing his apprenticeship, John pursued a self-employed career and joined Bellingham & Epstein, a company known for creating fine jewellery and objets d’art. Their work included reproductions of Fabergé pieces and luxury items like diamond-encrusted rock crystal caviar bowls. It was here that John met two New Zealanders who later encouraged him to move to New Zealand, where he currently resides and works.

 John continued his career with a group of jewellers in a workshop on Greville Street, near Hatton Garden, making fine antique reproduction jewellery. Some pieces were commissioned for the Sultan of Brunei. This experience led to an opportunity at Graff Diamonds, a well-respected name in jewellery manufacturing in Hatton Garden. At Graff, John worked with remarkable gems and honed his skills further.

 As John’s reputation grew, he received offers from various renowned jewellers in London’s West End. He ultimately joined David Morris International, attracted by their bold designs and large, beautiful gems.

 John has lived in New Zealand for the past 28 years and founded Elliot & Co., where he continues to create finely crafted jewellery. His dedication to quality and detail has earned him a respected place in the industry. At Centennial House, Taupo, visitors can view John’s work and appreciate his craftsmanship. Additionally, John offers bespoke wedding ring creation services, ideal for those planning their special day in Taupo. Wedding guests can commission unique, handcrafted rings that symbolise their enduring love and commitment.

Contact Centennial House Taupo:

021 912 743

info@centennialhousetaupo.co.nz

www.centennialhousetaupo.co.nz

www.facebook.com/Centennialhousetaupo

 

Contact Phillip Quay:

Email: Phillip@mediapa.co.nz

Mobile: 027 458 7724

Website: www.nzbusinessconnect.co.nz

Facebook: facebook.com/nzbusinessconnect

Enhancing Water Retention and Sustainable Water Management with EnviroCal from Agraforum New Zealand, Canterbury

Incorporating EnviroCal into agricultural practices significantly improves the soil’s water retention capacity, offering numerous advantages for sustainable water management. Developed by Agraforum New Zealand, EnviroCal is a pioneering solution that transforms soil health by providing readily available ionised calcium. This unique composition directly combats soil compaction and enhances soil structure, leading to better water retention.

One of the primary benefits of EnviroCal is its ability to reduce the need for frequent irrigation. By increasing the soil’s capacity to retain water, EnviroCal ensures that plants have access to moisture over longer periods, even during dry spells. This reduces the reliance on constant watering, thereby lowering overall water usage on farms. Such water efficiency is crucial for sustainable agricultural practices, especially in regions where water resources are limited or during periods of drought.

Beyond water retention, EnviroCal contributes to improving soil pH and enhancing microbial activity. A balanced soil pH is essential for optimal nutrient availability and uptake by plants. EnviroCal’s ionised calcium helps stabilise pH levels, creating a more favourable environment for plant growth. Additionally, enhanced microbial activity fosters a healthier soil ecosystem, as beneficial microbes play a key role in breaking down organic matter and making nutrients more accessible to plants.

EnviroCal’s impact on soil structure further supports sustainable farming. By promoting soil particle aggregation and reducing compaction, EnviroCal increases the soil’s aerobic zone. Well-aerated soil facilitates better root development and allows for efficient water and nutrient absorption by plants. This results in robust plant growth and higher crop yields.

Incorporating EnviroCal into farming practices not only enhances crop health but also supports economic and environmental sustainability. By ensuring efficient water use, reducing the need for frequent irrigation, and improving overall soil health, EnviroCal sets a new standard in sustainable agriculture. Farmers can achieve better crop outcomes while contributing to a more resilient and sustainable farming future.

Agraforum New Zealand’s EnviroCal embodies a shift towards innovative and efficient agricultural solutions. By addressing the root causes of soil degradation and enhancing water retention, EnviroCal promises a healthier future for our soils and the broader environment. Contact Agraforum New Zealand today to discover how EnviroCal can revolutionise your farming practices.

Contact Agraforum New Zealand

Mobile: 0274 485 159
Email: allan@agraforum.co.nz

www.agraforum.co.nz

Contact Phillip Quay
phillip@mediapa.co.nz
P: 0274 587 724
www.mediapa.co.nz

Sustainable Nutrient Release and Environmental Impact with Pahiatua’s Profile Fertilisers

In modern agriculture, sustainable practices are crucial for maintaining soil health and ensuring long-term productivity. Profile Fertilisers offers an innovative approach to achieving this balance through the use of slow-release fertilisers. These fertilisers, designed to provide a steady supply of essential nutrients over an extended period, offer significant benefits for both the environment and agricultural efficiency.

Slow-release fertilisers help maintain consistent nutrient levels in the soil, which is vital for optimal plant growth. Traditional fertilisers can release nutrients rapidly, leading to an initial surge in availability followed by a sharp decline. This fluctuation can cause nutrient leaching, where essential elements seep away from the soil into waterways, leading to pollution and wasted resources. In contrast, slow-release fertilisers minimise this risk by gradually dispensing nutrients, ensuring plants receive a steady supply throughout their growth cycle.

The environmental advantages of slow-release fertilisers are substantial. By reducing nutrient leaching, these fertilisers help preserve water quality in nearby rivers, lakes, and groundwater. This is particularly important in regions where agricultural runoff has historically contributed to water pollution and ecosystem degradation. Additionally, the consistent nutrient supply reduces the need for frequent fertiliser applications, cutting down on fuel consumption and greenhouse gas emissions associated with transportation and application processes. This reduction in carbon footprint aligns with global efforts to combat climate change and promotes more sustainable farming practices.

Moreover, the economic benefits for farmers are significant. With slow-release fertilisers, the frequency of applications is reduced, which translates into lower labour and resource costs. Farmers can achieve the same or better crop yields with fewer inputs, enhancing the overall efficiency of their operations. This approach not only saves money but also ensures that farming practices are more sustainable and environmentally friendly.

Profile Fertilisers’ commitment to sustainable agriculture is exemplified by their product Enforcer, a slow-release, environmentally friendly fertiliser. Enforcer’s balanced formulation and reduced application frequency make it an excellent choice for farmers looking to optimise plant nutrition while contributing to a healthier environment. By adopting slow-release fertilisers, farmers can achieve better crop outcomes and promote a sustainable future for agriculture.

Contact Profile Fertilisers

Don Henderson: 021 643 698

Factory: 027 222 7698
donh@profilefert.co.nz

www.profilefert.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

Community and Continuity: The Bethell Family’s Legacy at Auckland’s Bethells Beach

By Fiona Stephen
The history of Bethells Beach and its community is not just a story of early settlers but also a testament to the ongoing commitment of the Bethell family and their extended community. This legacy of care and support for local initiatives continues with the significant contributions made by Trude Bethell and her family towards the local surf life saving club, a cornerstone of community safety and engagement.

In the 1960s, Trude’s father and brother, along with herself, this year, became honorary life members of the club, a recognition of their substantial support since the club’s inception. This deep connection was solidified when Mrs Shirley and Mr John Bethell gifted the first clubhouse to the club in the 1960s, marking the beginning of a long-standing relationship between the Bethell family and the surf lifesaving community.

Christine Bethell was deeply committed in her work for the surf club through her years of committee work and dedication. Her happy and giving personality inspired many.

The relationship deepened in 1970 when the Bethell family expressed their intention to gift half an acre of land to the club, a gesture documented in a letter that highlights the family’s dedication to supporting local endeavours. This gift was planned to be instrumental in supporting the club’s activities and growth. However to this day the club lease land for the clubhouse.

Moreover, the wider Bethell family, including members of the Worley and Gardner families, have been involved from the outset, demonstrating a community-wide commitment to the club. Trude’s parents played a crucial role in supporting the clubhouse’s relocation to its current location, further aiding the club in expanding its reach and effectiveness.

In addition to these contributions, Trude and her husband John organised a fundraiser at the Bethells Beach Cottages that successfully raised $2,500 for the club’s gear room, exemplifying their ongoing commitment to nurturing and supporting local community initiatives.

This rich history of support and engagement by the Bethell family and their extended kin not only underscores their commitment to community welfare but also enriches the heritage of Bethells Beach, making it a place where history and community spirit thrive hand in hand.

Te Koinga Cottage, Turehu Cottage, Wairua Apartment and Wedding & Events Pavilion

Bethells Beach                Waitakere                  Auckland                     New Zealand

Contact Bethells Beach Cottages

+64 9 810 9581

info@bethellsbeach.com

www.bethellsbeach.com

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

Clover: A High-Quality Feed for Increased Milk and Meat Production. An insight from leading Hamilton-based soil scientist, Dr. Gordon Rajendram

Dr. Gordon Rajendram, a renowned authority in soil science and agricultural sustainability, sheds light on the invaluable benefits of clover as a superior feed option for livestock. With its nutrient-rich composition and impressive protein content, clover stands out as a key ingredient in optimising animal diets for enhanced productivity.

Comparing clover to ryegrass, a common forage choice, reveals the significant nutritional advantage that clover offers. While ryegrass typically contains around 3.0% nitrogen, resulting in approximately 19% protein content, clover boasts a nitrogen content of approximately 5.5%, translating to an impressive 34% protein content. This stark contrast underscores the potency of clover as a high-quality protein source, capable of providing essential nutrients to support the growth and development of livestock.

Dr Gordon Rajendram

“Clover stands as nature’s gift to livestock farming, offering a nutritional powerhouse that elevates milk and meat production to new heights. As we strive for agricultural sustainability, harnessing the potential of clover as a superior feed option is not just advantageous; it’s essential for maximising productivity and ensuring the well-being of our animals.” – Dr. Gordon Rajendram

The higher protein content in clover which is 34% holds immense significance for dairy and meat producers alike. Protein plays a crucial role in animal nutrition, serving as a building block for muscle development, milk production, and overall health. By incorporating clover into the diet, farmers can ensure that their livestock receive adequate protein levels, thereby promoting optimal growth and maximising productivity.

Moreover, clover offers additional nutritional advantages beyond its protein content. Compared to ryegrass, clover exhibits higher mineral content and enhanced digestibility, further augmenting its suitability as a premium feed option. These qualities not only contribute to the overall health and well-being of livestock but also facilitate efficient nutrient absorption, leading to improved feed conversion rates and reduced wastage.

In practical terms, integrating clover into livestock diets can yield tangible benefits for farmers. Increased protein intake translates to higher milk yields in dairy cows and improved weight gain in meat-producing animals, ultimately enhancing farm profitability and sustainability. Additionally, the superior nutritional profile of clover can reduce the reliance on supplemental feed additives, thereby lowering production costs and minimising environmental impact.

As farmers strive to optimise their operations and meet the growing demand for high-quality dairy and meat products, the role of feed quality cannot be overstated. Dr. Gordon Rajendram’s insights underscore the pivotal role that clover plays as a superior feed option, offering a potent combination of protein, minerals, and digestibility. By harnessing the power of clover, farmers can unlock the full potential of their livestock, paving the way for a more prosperous and sustainable agricultural future.

Contact Dr. Gordon Rajendram

Soil Scientist

Soil Fertility, Agronomy & Farm Environmental Consultant

Address: 9 Kakanui Avenue, Hillcrest, Hamilton 3216

Phone: 021 466 077

E-mail: rajendram@xtra.co.nz

Web site:  https://gordonrajendramsoilscientist.co.nz/

‘Bringing science to the farm ‘

Contact Phillip Quay

Phone: 0274 587 724

Email: phillip@mediapa.co.nz

Website: https://mediapa.co.nz/

Facebook: facebook.com/mediapa

Cherished Wedding Ceremonies and Intimate Receptions at Rua Resort, Hamilton

Rua Resort in Temple View offers a picturesque setting that makes it an ideal venue for weddings across various cultures and styles. The resort’s scenic vistas of Mount Pirongia and beautifully decorated interiors provide a romantic and inviting atmosphere for both intimate gatherings and grand celebrations.

The venue prides itself on its versatility, catering to a broad range of wedding styles, from traditional to contemporary. The resort’s expansive grounds are perfect for custom setups, allowing each couple to create a unique experience that reflects their cultural heritage and personal tastes.

The resort’s communal spaces, such as the large kitchen and shared dining areas, can be beautifully transformed to cater to the specific needs of a wedding reception. These spaces allow for personal touches in decoration and setup, ensuring that each couple can bring their vision to life. Whether it’s a buffet-style meal prepared in the open kitchen or a formal sit-down dinner, the facilities at Rua Resort are equipped to handle all arrangements with ease.

Additionally, the warm hospitality of the hosts at Rua Resort ensures that every detail is taken care of, making guests feel at home. The inn’s ability to provide a cozy and friendly atmosphere can make your special day feel even more personal and enjoyable. The host’s attentiveness and dedication to guest comfort are evident in their provision of customised services, including beautifully coordinated décor and a home-cooked breakfast, tailored to the preferences of the wedding party.

With its stunning backdrop, versatile spaces, and exceptional service, Rua Resort represents a charming choice for couples looking to celebrate their union in a way that honours both their shared future and their individual traditions.

Contact Rua Resort

(021) 617 003

(+64) 7 847 0407

ruaresort@gmail.com

https://www.ruaresort.com

Contact Phillip Quay
phillip@mediapa.co.nz
0274 587 724
www.mediapa.co.nz

Endless Fun and Games at Centennial House Taupo: A Haven of On-Site Activities

Nestled in the heart of New Zealand’s stunning North Island, Centennial House Taupo offers more than just a comfortable stay; it promises an entertainment-packed getaway ideal for families, friends, and corporate retreats alike. From indoor activities to relaxing leisure options, this lodge ensures every moment is filled with enjoyment.

For motor enthusiasts and adrenaline seekers, the lodge has a racing car simulator. This high-tech attraction offers guests the thrill of high-speed racing without leaving the comfort of the lodge. The experience is immersive and is sure to get your pulse racing.

For those who prefer a more strategic and intellectual challenge, the lodge features facilities like a projector and whiteboard for both business and entertainment use. Guests can host movie nights, presentations, or brainstorming sessions, making it perfect for both corporate retreats and family gatherings.

Outdoor activities at Centennial House are plentiful and cater to a variety of interests. Golf aficionados can enjoy a 3-hole pitch and putt golf course, beautifully integrated into the lush surroundings of the lodge. This course is perfect for both beginners and experienced golfers looking to practice their short game in a picturesque setting.

For guests who enjoy traditional lawn games, there is no shortage of options. You can engage in a friendly match of lawn bowls, croquet, or pétanque, or try your hand at quoits. Each game offers a relaxed yet engaging way to spend the day and is perfect for all ages.

Lastly, the on-site table tennis facilities provide a fast-paced and fun activity that can be enjoyed regardless of the weather. Whether you are competing fiercely or just playing for fun, it’s a fantastic way to stay active during your stay.

Centennial House Taupo truly offers a unique blend of relaxation and recreation, making it an ideal choice for your next holiday destination.

Contact Centennial House:

021 912 743

info@centennialhousetaupo.co.nz

www.centennialhousetaupo.co.nz

Contact Phillip Quay:

Email: Phillip@mediapa.co.nz

Mobile: 027 458 7724

Website: www.nzbusinessconnect.co.nz

The Vital Role of Fertilisers in Soil Health with Profile Fertilisers, Pahiatua

The Vital Role of Fertilisers in Enhancing Soil Health

Profile Fertilisers believes that fertilisers are integral to modern agriculture, boosting plant growth and enhancing soil health. Their responsible use can lead to improved agricultural productivity while supporting environmental sustainability.

Balanced Nutrition for Soil and Plant Health

Effective fertilisers provide a balanced mix of essential nutrients that benefit both soil structure and plant health. Key components typically include Nitrogen (N), Phosphorus (P), Sulphur (S), and Calcium (Ca). Each of these nutrients plays a vital role: nitrogen for plant growth, phosphorus for development and energy transfer, sulphur for chlorophyll and protein synthesis, and calcium for strengthening cell walls and improving soil structure.

Enhancing Soil Structure

Calcium is especially crucial in enhancing soil structure. It improves water infiltration and aeration, crucial elements for robust root development and optimal soil ecosystem functioning. Good soil structure allows for better water retention, reduces erosion, and facilitates root penetration, all of which are essential for healthy crop production.

Sustainable Nutrient Release

The adoption of slow-release fertilisers represents a sustainable approach to agriculture. These fertilisers ensure a steady supply of nutrients over an extended period, reducing the risk of leaching where nutrients seep away from the soil into waterways. This gradual release helps maintain a consistent nutrient level, supporting plant growth throughout the growing season.

Supporting Plant Health in Cold Seasons

Applying fertilisers during the colder months—from late autumn to early spring—can be particularly effective. During these times, cold soil temperatures can inhibit nutrient uptake, and a well-timed fertiliser application ensures that plants receive the necessary nutrients to thrive even under challenging conditions.

Economic and Environmental Benefits

With slow-release fertilisers, the frequency of applications is reduced, which cuts down on labour and resource usage. This approach not only saves costs but also minimises the environmental impact associated with frequent fertiliser applications. It helps in reducing runoff, preserving water quality, and decreasing the carbon footprint of farming operations.

Introducing Enforcer

At the end of this discussion on the importance of fertilisers in modern agriculture, it’s worth highlighting Enforcer, a product by Profile Fertilisers. This innovative fertiliser is designed as a slow-release, environmentally friendly option that exemplifies the company’s commitment to sustainable agriculture. Offering a balanced formulation and reduced application frequency, Enforcer is an excellent choice for farmers seeking to optimise plant nutrition and contribute to a healthier, more sustainable farming future.

Contact Profile Fertilisers

Don Henderson: 021 643 698

Factory: 027 222 7698

donh@profilefert.co.nz

www.profilefert.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.mediapa.co.nz

Canterbury – based Agraforum New Zealand: Revolutionising Soil Management with EnviroCal

In the realm of modern agriculture, managing soil health is paramount, yet soil compaction remains a significant barrier to productivity. Agraforum New Zealand’s presents EnviroCal, a groundbreaking solution that offers readily available ionised calcium, which directly combats soil compaction and enhances the soil structure. This approach marks a departure from traditional methods that rely on microbial activity to break down calcium sources like lime and gypsum.

A sign of well aerated soil

EnviroCal’s effectiveness stems from its unique composition, allowing it to immediately increase the electrical charge of soil colloids. This enhancement promotes the aggregation of soil particles, which is essential for reducing compaction and improving the soil’s aerobic zone. The result is a deeper, more flocculated soil layer that facilitates better root growth and nutrient uptake.

Dr. Gordon Rajendram, renowned soil scientist, emphasises the importance of calcium in agricultural practices: “Calcium is critical in managing soil structure. It not only helps decrease soil compaction but also plays a pivotal role in enhancing nutrient availability and root development.”

The benefits of incorporating EnviroCal extend beyond simple soil improvement. By increasing the soil’s water retention capacity, EnviroCal reduces the need for frequent irrigation, thereby lowering water usage and supporting sustainable water management practices. Moreover, its ability to improve soil pH and enhance microbial activity contributes to a healthier, more resilient soil ecosystem.

Farmers using EnviroCal can expect not only to see improved crop health and yield but also to experience economic benefits. Reduced need for passes over fields, decreased reliance on products like urea, and enhanced fertiliser efficiency all contribute to lower operational costs and increased profitability.

EnviroCal represents more than just a product; it embodies a shift towards sustainable and efficient farming. By addressing the root causes of soil degradation rather than merely treating its symptoms, EnviroCal is setting a new standard in agricultural practices, promising a healthier future for our soils and the broader environment. Contact Agraforum New Zealand today to find out more.

Contact Agraforum New Zealand

Mobile: 0274 485 159

Email: allan@agraforum.co.nz

www.agraforum.co.nz

Contact Phillip Quay

phillip@mediapa.co.nz

0274 587 724

www.mediapa.co.nz

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