Author: NZ Business Connect

Topline Carpenters is a well-respected local company of experienced and highly qualified builders, based in Tauranga.

The company is managed by owner and Registered Master Builder, Ricki Cotter.

Ricki Cotter’s business journey at Topline Carpenters began in Christchurch in 2014. As a contractor, he specialises in renovations and recladding leaky homes.

Making the move to Tauranga in 2016 was beneficial for the development of his business.

” I moved to Tauranga in 2016 and slowly began building my business from there. My whole career was in renovations, and I saw many cowboy builders in the industry, so I wanted to build a business that looked after every client”.

In 2017, Ricki Cotter employed his first employee and the company did not look back.

Ricki Cotter has more than 15 years of experience in the renovation industry. In addition, working with Topline Carpenters is Architect/Designer, Clayton Collet, who brings 20 + plus experience. A highly efficient Project Manager and builders make up the remainder of the employees in a company whose customer testimonials reflect the quality of work and standards expected from Cotter himself.

With this experience in the sector, Topline Carpenters offer unbeatable services to their clients.

“We want to provide a seamless experience to all of our clients,” says business owner, Ricki Cotter.

” We have created systems for most parts of our business – systems that most trade businesses do not have. These systems help to create processes for smoother renovations.

Ricki Cotter emphasises that providing a great work environment leads to happy staff, happy clients, and increased productivity.

‘To have a work environment that makes people want to come to work as well as to create renovations that look like they have always been there – then I have a business excelling in all areas.’

Licensed Building Practitioners and Master Builders Topline Carpenters carry out and supervise all their building jobs from start to finish.

“We ensure that you have a top quality, consistent, and consultative experience throughout the whole process.”

Click on the link for customer testimonials

Topline Carpenters

17 Glenlyon Avenue

Greerton

Tauranga 3112

022 125 7807

www.toplinecarpenters.co.nz

“Quality is our Priority”

Phillip Quay

phillip@mediapa.co.nz

P: 0274 587 724

www.nzbusinessconnect.co.nz

facebook.com/businessconnectnz

Disclaimer: This is just a ‘General Guide only’ and must not be deemed to be ‘Financial Advice’ in any form. Please Contact your Insurance Adviser for any appropriate financial advice accordingly.

Homeowners Planning a Reno? Don’t Forget Contract Works Insurance!

If you’re excitedly planning a renovation for your home, you must be aware of the importance of arranging Contract Works (CW) Insurance Cover. Unlike your regular Home Insurance, Contract Works Insurance is designed specifically to protect your project during construction. CW Insurance will cover you for many things that could go wrong during a renovation or build.

One of the main reasons why you need CW Insurance is that your current Home Insurance policy is unlikely to provide adequate coverage for renovations. Insurers typically require separate Contract Works Insurance to ensure comprehensive protection during the construction phase. Be sure to discuss this with your builder to avoid any gaps in insurance coverage. CW insurance can cover you for extra fees when they may be required, such as theft or damage of supplied products for the project, repair work needed on the construction site, extra labour, and material costs if the project goes over schedule and more.

Another benefit of obtaining CW coverage through your current Home Insurance company is the convenience of having all your insurance needs handled under one insurer. By bundling your policies, you create an insurance package that simplifies the claims process should any issues arise down the line. There can be crossovers between the policies, making it easier to manage and resolve potential claims.

If your builder is arranging Contract Works Insurance for your renovation project, they will likely require some essential details about your existing Home Insurance policy. Be prepared to provide information such as your current home insurer (e.g., Ami, NZI, Vero), Policy Number, and the sum insured on your home for their CW cover application.

In conclusion, don’t overlook the significance of Contract Works Insurance when embarking on a renovation project. It offers vital protection for your investment, providing peace of mind as you transform your home. Take the time to discuss your insurance options with your builder and insurance provider to ensure comprehensive coverage throughout the renovation process. Happy renovating!

Do you know if you need Contract Works Insurance Cover? Give Wayne Cooney your go-to insurance broker a call for a free quote or review today!

Contact Wayne Cooney

Cooney.wayne@gmail.com

021 347 640

www.waynecooneyinsurancebroker.co.nz

facebook.com/waynecooneyinsurancebroker

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

facebook.com/nzbusinessconnect

Welcome to the Coromandel Peninsula on the East Coast of New Zealand, with its stunning landscapes, pristine beaches, and charming towns. Here are five must-visit destinations not far from 1093 Tairua Whenuakite Road.

1. Tairua – 18mins 15.3km

A picturesque coastal town nestled between lush hills and the Pacific Ocean. Its main attraction is Mount Paku, an extinct volcanic cone that offers panoramic views of the coastline. Enjoy water-based activities like kayaking, fishing, and diving in the sheltered Tairua Harbour. The Hot Water Beach is just a short drive away.

2. Whitianga – 23mins 25km

Whitianga is a delightful seaside town known for its laid-back atmosphere and friendly locals. Discover the fascinating history and culture of the area at the Mercury Bay Museum. Embark on a boat tour to explore the famous Cathedral Cove and the marine reserve of Te Whanganui-A-Hei. Take a dip in the therapeutic Lost Spring geothermal hot pools for a rejuvenating experience.

3. Whangamata – 50mins 50.2km

Whangamata is a popular destination for surfers and beach lovers with its world-class waves and golden sands. Explore the Wentworth Valley and hike the scenic trails amidst native forests and waterfalls. Go fishing at the Whangamata Marina or take a relaxing cruise along the tranquil estuary. Every year, the town comes alive during the Beach Hop festival, celebrating classic cars and rock ‘n’ roll.

4. Coromandel – 1hr 11mins 67.6km

The town of Coromandel offers a glimpse into the region’s gold mining history and artistic community. Stroll through charming craft shops and galleries showcasing local artisans’ work. Experience the Driving Creek Railway, a unique narrow-gauge train journey through beautiful landscapes. Visit the Coromandel School of Mines and Historical Museum for an immersive history lesson.

5. Waihi – 1hr 23mins 80.5km

Waihi is a town with a deep mining heritage, home to the Martha Gold Mine, which offers underground tours. Hike the stunning Karangahake Gorge with its historic rail trail and picturesque views. Discover Owharoa Falls, a hidden gem accessible through an easy bush walk.

The Coromandel Peninsula promises a delightful blend of natural beauty, cultural experiences, and leisure activities.

You can live in this wonderful area of New Zealand. Check out 1093 Tairua Whitianga Road which is for sale and has a tonne of potential. Follow the links below.

www.facebook.com/1093TairuaWhitiangaRoad

https://www.instagram.com/1093tairuawhitiangaroad/

https://www.linkedin.com/company/1093tairuawhitiangaroad/

Contact Phillip Quay

phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

Rain, rain, and more rain.
In several areas of New Zealand, the yearly rainfall limit has already been exceeded in under six months.

Take, for example, the numerous landslides that have occurred, especially in areas prone to erosion, like the hill country in Gisborne, due to the saturation of soils.

Ironically, water is the most limiting factor for pasture or crop growth.

So are your soil nutrients and farm profits being washed away?

Yes, very possibly!

Phosphorous loss comes at a considerable cost to farmers and the environment.

If the soil has sufficient moisture for leaching, water may carry nutrients away during drainage and disappear below the root zone.
Nutrients loosely bound to clay particles or organic matter in the soil are more likely to be washed away through leaching or runoff.
The appropriate nitrogen level for a crop is affected by several factors, including its utilisation efficiency. Various elements, such as weather conditions during application, the crop’s wellness and root system, the type of product utilised, and the availability of other nutrients, all have an impact.

How can you mitigate the amount of rainfall and its effects?

• When weather conditions are unfavourable, soil and plants may contain soluble nutrients such as nitrate and sulphate, which can easily be washed away. To maintain sufficient reserves in the soil, it is crucial to avoid cutting back on fertilisers since pasture is the most economical feed option.
• Investing in crops with higher Nitrogen Use Efficiency (NUE) can lead to greater nitrogen uptake, resulting in higher returns on investment and reduced waste of nitrogen that could harm the environment.
• By using all other nutrients appropriately, efficient nitrogen management can lead to better returns, increased carbon sequestration, and reduced emissions of greenhouse gases like N2O.

Despite the excessive leaching due to heavy rainfall this year, the forecast indicates that the upcoming season will be comparatively drier.

– Welcome news within the agricultural sector.

As the upcoming elections approach, there is a hopeful anticipation that the farming industry will receive much-needed relief from the severe impacts of climate change and policy reforms. Farmers need to grow, thrive, and succeed in the industry they are experts in – farming.

Dr Gordon Rajendram is a New Zealand Independent Soil Scientist specialising in Soil Fertility,
Agronomy & Farm Environmental Consultancy.

Gordon Rajendram
9 Kakanui Avenue, Hillcrest, Hamilton 3216
P: 021 466 077
E: rajendram@xtra.co.nz
Web site: https://gordonrajendramsoilscientist.co.nz/
‘ Bringing science to the farm.’

Phillip Quay
info@nzbusinessconnect.co.nz
P: 0274 587 724
www.nzbusinessconnect.co.nz
facebook.com/businessconnectnz

UK Correspondent: Peter Minkoff

The world is an adventurer’s playground, full of exhilarating outdoor pursuits just waiting to be discovered. If you enjoy surfing, or hiking, or are an adrenaline addict seeking your next thrilling experience, numerous sites worldwide provide wonderful activities. We shall examine some of the world’s greatest outdoor pursuits for adventure seekers in this post.

Surfing in New Zealand

With its breathtaking coastline and top-notch waves, New Zealand is a surfer’s heaven. The region of Taranaki, which is found on the west coast of the North Island, is among the top surfing locations in the nation. Consistent surf breaks, crystal-clear waters, and a thriving surfing scene can be found at local beaches. Along the shore, the well-known Surf Highway 45 leads to a variety of surf areas that welcome surfers of all abilities.

Taranaki has a variety of surfing locations with tough waves, including Back Beach, Fitzroy Beach, and Stent Road. Whether you’re an expert surfer looking for an adrenaline rush or a beginner trying to catch your first wave, these beaches have something to offer everyone.

Hiking in the USA

The United States has an outstanding selection of hiking paths for hikers of all skill levels. There is something for everyone, from the challenging Appalachian Trail on the East Coast to the breathtaking paths in the Rocky Mountains. Hikers should visit the Pacific Crest Trail, a long-distance trail that winds through a variety of stunning scenery. It runs from the Mexican border to Canada.

It’s critical to arrive at your hiking destination prepared and with the appropriate equipment. Invest in dependable OTF knives that may be used in a variety of outdoor conditions. These knives are renowned for their durability and use, making them a great hiking companion.

Mountain Biking in Canada

Whistler, in Canada’s British Columbia, is one of the best places in the world for mountain riding. Whistler draws mountain bikers from around the world with its extensive network of routes and gorgeous alpine scenery. With more than 80 kilometres of tracks that range in complexity, the Whistler Mountain Bike Park offers a thrilling experience for bikers of all ability levels.

There is something for every mountain biking fan here, from easy singletrack to difficult downhill descents. The park has a variety of routes, such as the popular A-Line route, which is well-known for its jumps and berms, and the challenging and technical B-Line path. The area’s spectacular natural splendour can be experienced by riders as they explore the nearby backcountry paths.

Rock Climbing in Greece

Rock climbers from all over the world have made Kalymnos, a charming Greek island in the Aegean Sea, their favourite destination. It is the perfect location for climbers of all skill levels due to its craggy limestone cliffs, breathtaking sea vistas, and mild Mediterranean temperature. Kalymnos provides a wide variety of climbing routes, from easy slabs to difficult overhangs and prospects for deep water soloing.

The island is well-known for its climbing sites, which are outfitted with bolts that make routes accessible and secure for climbers. Every hike here is an unforgettable experience thanks to the distinctive topography and immaculate granite formations. After a long day of climbing, climbers can relax in the quaint village of Massouri, which offers comfortable lodgings, delectable Greek food, and a thriving climbing community.

Safari in Tanzania

A safari in Tanzania’s Serengeti National Park is a once-in-a-lifetime opportunity for nature lovers and people who are passionate about animals. The Serengeti is home to the renowned Big Five (lion, elephant, buffalo, leopard, and rhinoceros), as well as wildebeests, zebras, giraffes, and other bird species.

Going on a safari enables travellers to experience the breathtaking sights of enormous herds travelling across the plains, predators pursuing them, and the unique cycle of life playing out in front of their eyes. Safari activities available in the Serengeti include hot air balloon rides, walking safaris, and guided game drives. Luxury lodges and conventional tented camps are both available as accommodation options, offering visitors an immersive experience in the middle of the African wilderness.

In conclusion, there are a wide variety of outdoor activities available to thrill seekers everywhere. So gather your supplies, get ready to explore, and enjoy these thrilling excursions to the fullest. Your playground is the entire planet, just waiting to be taken over!

Contact Phillip Quay

Phillip@mediapa.co.nz

027 458 7724

www.nzbusinessconnect.co.nz

UK Correspondent: Peter Minkoff

Property investment has long been seen as a reliable and successful endeavor, and in the modern, constantly changing financial environment, it is still a good choice for people looking to accumulate money and guarantee their financial future. Beyond monetary profits, purchasing real estate offers investors a number of perks that make it a desirable choice. The key advantages of investing in the housing market will be discussed in this article.

Long-Term Appreciation

The possibility for long-term growth is one advantage of real estate investing. Real estate has typically demonstrated consistent growth over time, unlike other investment options that could be vulnerable to erratic market situations. Over time, house prices often increase, enabling investors to develop equity and amass riches. For individuals who keep their properties for a long time, this appreciation can be extremely satisfying because it allows them to leverage their investments for future financial rewards. Further, factors including population expansion, urbanization, and rising housing demand frequently contribute to long-term appreciation.

Passive Income Generation

Property ownership provides the chance to produce passive income through rental returns. Investors can generate a dependable income stream that can replace their current wages totally or boost them by buying a property and renting it out to renters. Rental revenue generates dependable cash flow, particularly in areas where rental property demand is high. Investors can also maximize profits and their potential for cash flow by carefully managing their properties and analyzing the rental market. This passive income can offer monetary security and flexibility, enabling people to pursue other endeavors or take pleasure in a comfortable retirement.

Popularity of High-End Properties

In recent years, there has been a growing interest in high-end properties, with investors seeking attractive luxury apartments in Boston and other desirable locations. These opulent homes include a variety of amenities, exquisite finishing, and desirable locations, making them very alluring to wealthy buyers and real estate investors searching for top-notch homes. For investors seeking both luxury and a steady return on their investment, high-end homes are a popular alternative due to their history of great long-term value increase. People looking for exceptional living experiences and the chance to make significant financial gains are the main drivers of demand for these flats.

Portfolio Diversification

A key component of investment strategy is diversification, and purchasing real estate offers a fantastic opportunity to do so. You can diversify the risk among several asset classes by including housing as part of your investing portfolio. Property is a useful hedge against market fluctuations because it traditionally has little correlation with other financial assets like equities and bonds. A well-diversified portfolio that incorporates real estate can help investors minimize overall risk and increase the stability of their investment holdings. Additionally, portfolio diversification through housing can offer a physical asset that boosts an investment strategy’s stability and robustness.

Stability and Tangible Assets

Investments in real estate provide a level of stability that other financial options might not. Investments in the stock market and other financial sectors, which can be susceptible to volatility and unpredictability, tend to be less resilient than purchases of real estate. A tangible asset like real estate gives investors a sense of security and control. Property investments enable people to have a real asset they can monitor, manage, and possibly develop through modifications or renovations, in contrast to stocks or bonds that only exist as virtual representations. Housing investments provide a level of security and satisfaction that other investments might not be able to, especially in stable markets such as New Zealand.

A property full of potential in New Zealand with heaps of room to grow, 1093 Tairua Whitianga Road, Whenuakite, Coromandel-Thames.

In conclusion, those seeking to increase their wealth and safeguard their financial future continue to find real estate investing to be a desirable option. Whether an investor chooses to invest in residential, commercial, or high-end real estate, property is still a reliable and profitable asset class that offers many advantages to those prepared to take on some risk.

Contact Phillip Quay

Email: Phillip@mediapa.co.nz

Mobile: 027 458 7724

www.nzbusinessconnect.co.nz

facebook.com/nzbusinessconnect

What is the Minor ailment scheme? (M.A.S)

Te Whatu Ora has decided to run M.A.S as a pilot program. They have given funding to Pharmacies near large hospitals to encourage a decrease in out-patients. This means that you can get a consultation and treatment at your local pharmacy from your nurse or from your pharmacist for a range of health conditions.

Below are the areas that the scheme covers:

• Te Tai Tokeau(Northland
• Auckland
• Counties Manukau
• Waitemata
• Bay of Plenty
• MidCentral
• Wellington (including Porirua and Kapiti Coast) and Hutt Valley
• Canterbury
• Invercargill
• Gore
• Southland

What conditions are covered under M.A.S?

The scheme covers pain and fever, dehydration, diarrhoea, minor skin infections, minor eye inflammations, eczema and dermatitis, scabies and headlice. If you need further support, beyond the pharmacy’s capabilities, they can guide you in the right direction to get the best treatment.

Who is eligible to receive this service?

Eligible people can also get treated for their ailments. This includes children under the age of 14, and the family members who live in the same space as them if they are showing symptoms. All Maori and Pacific people. And those who have a community services card.

If you don’t meet the FREE eligibility criteria, one of our pharmacists will be able to provide you with advice about your health condition, appropriate treatment options and let you know whether you should also see your doctor or another healthcare provider.

How long will M.A.S be available in the Pharmacy?

“This service is running from the 12^th of June till the 30^th of September this year, just to cover the winter, but if it is a success this year I am sure it will be expanded further than that.” -Nancy Nasef – Pharmacist

“Call in and make a time to see us for trusted advice to help you to manage your condition. We can provide treatment options including medicine.  If your condition needs further support, we can recommend the best place for you to go for your condition.”

Check our Facebook page, website and Youtube channel or come in-store to find more information about your conditions and eligibility.

Contact Devonport 7 Day Pharmacy

09 445 4000

www.devonport7daypharmacy.co.nz 

www.facebook.com/247pharmacy.co.nz

www.youtube.com/@AsktheAlchemist

Contact Phillip Quay

Phillip@nzbusinessconnect.co.nz

027 458 7724

www.nzbusinessconnect.co.nz